704 W Main St, Laurel, MT 59044 Property Records

Yellowstone County property record for 704 W Main St, Laurel, MT 59044

Property Summary

Property Type	Commercial
Details	5,000 sqft · built 1977
Lot Size	0.206 acres (8,970 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,158 (2025)
Deeds & Mortgages	Dec 2018 Refinance May 2017 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`000B017530`

Property Details

APN / Parcel Number

Primary APN	`000B017530`
Alternative APNs	`03-0821-16-2-43-06-0000` `R0337397` `B017530` `B01753`

Interior

Stories	1 Story
Building Area	5,000 sqft Gross Area
1st Floor Area	4,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2011
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	8,970 sqft (0.206 acres)
View / Lot	Central Business District

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	704 W MAIN ST
City	LAUREL
State	MT
Zip	59044-2931
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CBD
Legal Description	WEST LAUREL SUBD, S16, T02 S, R24 E, BLOCK 3, LTS 1-2 & PARCEL A, AMD (16)
Legal Range	24E
Legal Township	02S
Legal Section	16
Legal Subdivision	WEST LAUREL SUBD
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	2
Census Block	2034
Census Tract	1901

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 W MAIN ST, LAUREL, MT 59044-2931
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance YELLOWSTONE BANK
May 19, 2017	Deed of Trust, Mortgage · Line of Credit YELLOWSTONE BANK
Jan 7, 2021	Loan Modification, Mortgage YELLOWSTONE BK
May 11, 2020	Loan Modification, Mortgage YELLOWSTONE BK
Jan 16, 2020	Loan Modification, Mortgage YELLOWSTONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 19, 2015
Transfer Doc	0003732547
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	704 W MAIN ST, LAUREL, MT 59044-2931
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003869908
Date	Dec 4, 2018
Instrument	3869908

Lender

Name	YELLOWSTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	704 W MAIN ST, LAUREL, MT 59044-2931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003814205
Date	May 19, 2017
Instrument	3814205

Lender

Name	YELLOWSTONE BANK
Type	Bank
Address	LAUREL, MT 59044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	May 15, 2020

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	704 W MAIN ST, LAUREL, MT 59044-2931
Document Number	0003955910
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S 4TH ST LAUREL MT 590443260, LAUREL, MT 59044-3260

Mortgage

Document Number	0003955910
Date	Jan 15, 2021
Instrument	3955910

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	LAUREL, MT 59044

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 14, 2022

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	704 W MAIN ST, LAUREL, MT 59044-2931
Document Number	0003920253
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S 4TH ST LAUREL MT 590443260, LAUREL, MT 59044-3260

Mortgage

Document Number	0003920253
Date	May 14, 2020
Instrument	3920253

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	LAUREL, MT 59044

Agreement

Amount	Amount Recorded
Term	24 Months
Due	May 13, 2022

Interest

Rate Type	Adjustable Rate

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	704 W MAIN ST, LAUREL, MT 59044-2931
Document Number	0003909272
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S 4TH ST LAUREL MT 590443260, LAUREL, MT 59044-3260

Mortgage

Document Number	0003909272
Date	Jan 23, 2020
Instrument	3909272

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	LAUREL, MT 59044

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 22, 2021

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,700 (-) Land $88,371 Building $489,329	$577,700 (-) Land $88,371 Building $489,329
2025	$7,158.00 (-4.2%)	$577,700 (+0.8%) Land $88,371 Building $489,329	$577,700 (+0.8%) Land $88,371 Building $489,329
2024	$7,472.00 (+16.95%)
2023	$6,389.00	$573,100	$573,100 Land $59,294 Building $513,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978)
Most Recent Claim	May 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

May also be available: AT&T, TCT Internet, Verizon.

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