704 W Kapp St, Dobson, NC 27017 Property Records

Surry County property record for 704 W Kapp St, Dobson, NC 27017

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 795 sqft · built 1912
Lot Size	0.495 acres (21,562 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Mar 2020)
Tax Bill	$1,111 (2026)
Deeds & Mortgages	May 2021 Refinance Mar 2020 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`4996-05-08-1223`

Property Details

APN / Parcel Number

Primary APN	`4996-05-08-1223`
Alternative APN	`100116019`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	795 sqft Living Area
1st Floor Area	795 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	21,562 sqft (0.495 acres)
Garage Area	1,500 sqft
Porch	Patio
Porch Area	128 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	100116019
Street Address	704 W KAPP ST
City	DOBSON
State	NC
Zip	27017-8831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	900 W KAPP ST
Legal Subdivision	DOBSON-TOWN RES.
Jurisdiction	SURRY NC
Township / Civil Division	DOBSON
Census Block Group	2
Census Block	2038
Census Tract	931002

Owner

704 W Kapp St is owned and occupied by an individual who bought it in March 2020.

Source: Surry County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	704 W KAPP ST, DOBSON, NC 27017-8831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Mar 24, 2020	Warranty Deed, Transfer · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on File
Deed Sale	Mar 24, 2020 · Amount on File
Prior Sale	Sep 11, 2015 · Amount on File
Deed Document Number	2020671457
Deed Book / Page	1703 / 620
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	704 W KAPP ST, DOBSON, NC 27017-8831
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001763/996
Date	May 28, 2021
Book Page	1763/996
Instrument	684524

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 24, 2020
Property Address	704 W KAPP ST, DOBSON, NC 27017-8831
Document Number	001703/620
Book / Page	1703 / 620
Instrument Date	Mar 23, 2020
Instrument	671457
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 W KAPP ST, DOBSON, NC 27017-8831

Mortgage

Document Number	001703/623
Date	Mar 24, 2020
Book Page	1703/623
Instrument	671458

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 704 W Kapp St was $1,111, up 11.9% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Dobson Town
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,111.00 (+11.88%)	$52,420 (-47.21%) Land $14,300 Building $38,120	$52,420 (-47.21%) Land $14,300 Building $38,120
2025	$993.00	$99,290 Land $17,600 Building $81,690	$99,290 Land $17,600 Building $81,690
2023	$289.00	$52,420 Land $14,300 Building $38,120	$52,420 Land $14,300 Building $38,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 W Kapp St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 W Kapp St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DOBSON serves 2,615 people · EPA ID NC0286030
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Kapp St

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