Fremont County property record for 704 W 3rd St, Florence, CO 81226
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1928 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $817 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jun 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | R020855 |
| Primary APN | R020855 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 44 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | R020855 |
|---|---|
| Street Address | 704 W 3RD ST |
| City | FLORENCE |
| State | CO |
| Zip | 81226-1030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1,2 & 3 BLK 3 FRAZIER GARDEN SUB |
| Legal Subdivision | FRAZIER GARDEN SUB |
| Legal Block | 3 |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 978200 |
704 W 3rd St is owned and occupied by an individual who acquired it in June 2021.
Source: Fremont County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 W 3RD ST, FLORENCE, CO 81226-1030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO |
| Jun 28, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 28, 2021 |
| Transfer Doc | 0001003179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Sep 15, 2025 |
| Property Address | 704 W 3RD ST, FLORENCE, CO 81226-1030 |
| Document Number | 0001048985 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 1048985 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | FNTC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 W 3RD ST, FLORENCE, CO 81226-1030 |
| Document Number | 0001048986 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 1048986 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Jun 28, 2021 |
| Property Address | 704 W 3RD ST, FLORENCE, CO 81226-1030 |
| Document Number | 0001003179 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 1003179 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | AZ |
| Name | Verified Name |
|---|---|
| Address | 4615 SETON HALL RD, COLORADO SPRINGS, CO 80918-7938 |
The 2025 property tax bill for 704 W 3rd St was $817, up 51.6% from the year before.
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Municipality | Florence City |
| Unified School District | Fremont RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $817.00 (+51.58%) | $10,306 (-1.43%) | $164,899 |
| 2024 | $539.00 (+1.51%) | $10,455 (+54.41%) | |
| 2023 | $531.00 (-13.52%) | $6,771 (-12.91%) | $156,049 (+39.5%) |
| 2022 | $614.00 | $7,775 | $111,862 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 704 W 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 4 (1999–2018) |
| Most Recent Claim | Jul 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 W 3rd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| SECOM Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, Visionary Broadband.
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