Lewis And Clark County property record for 704 Tower St, Helena, MT 59601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,002 sqft · built 1979 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $306,300 (Sep 2020) |
| Tax Bill | $6,920 (2026) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R0520666 |
| Primary APN | R0520666 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Basement Area | 725 sqft |
| Finished Basement | 725 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,017 sqft (0.207 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 114 sqft |
| Deck Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000018132 |
|---|---|
| Street Address | 704 TOWER ST |
| City | HELENA |
| State | MT |
| Zip | 59601-5655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | BULL RUN ACRES NO 2, S33, T10 N, R03 W, BLOCK 1, LOT 2, COS #324750 |
| Legal Range | 03W |
| Legal Township | 10N |
| Legal Section | 33 |
| Legal Subdivision | BULL RUN ACRES NO 2 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1102 |
Source: Lewis And Clark County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2047 N LAST CHANCE GULCH PMB # 362 # 362, 362, HELENA, MT 59601 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOFI LENDING CORP |
| Oct 30, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST INTERSTATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on Record |
| Deed Sale | Sep 11, 2020 · Amount on Record |
| Prior Sale | Jul 28, 2016 · Amount on Record |
| Deed Document Number | 20203362536 |
| Deed Book / Page | 57 / 7627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 704 TOWER ST, HELENA, MT 59601-5655 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M61/7695 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | M61/7695 |
| Instrument | 3406840 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Sep 11, 2020 |
| Property Address | 704 TOWER ST, HELENA, MT 59601-5655 |
| Document Number | M57/7627 |
| Book / Page | M57 / 7627 |
| Map Reference | DOC 324750 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 3362536 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | HELENA ABSTRACT AND TITLE, HELENA ABSTRACT & TITLE COMP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 3362537 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 3362537 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 704 TOWER ST, HELENA, MT 59601-5655 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | FIRST MONTANA LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | M56/2333 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | M56/2333 |
| Instrument | 3345578 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59601 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Municipality | Helena City |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,920.00 (+73.78%) | $468,000 (+28.08%) | |
| 2025 | $468,000 (+28.08%) Land $177,375 Building $290,625 | ||
| 2023 | $3,982.00 | $365,400 | $365,400 Land $111,344 Building $254,056 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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