704 Tern Ln, Madison, NC 27025 Property Records

Rockingham County property record for 704 Tern Ln, Madison, NC 27025

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,584 sqft · built 1976
Lot Size0.332 acres (14,500 sqft)
OwnerIndividual Name on File
Tax Bill$2,025 (2023)
Deeds & MortgagesDec 2023 Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN7915-06-39-0374-00

Property Details

APN / Parcel Number

Primary APN7915-06-39-0374-00
Alternative APN
  • 117196

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,584 sqft Finished Area
Gross Area2,480 sqft
1st Floor Area1,584 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 1976
Construction TypeFrame
Lot Area14,500 sqft (0.332 acres)
Lot Dimensions145 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area152 sqft
Deck Area2,400 sqft
Patio Area627 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number117196
Street Address704 TERN LN
CityMADISON
StateNC
Zip27025-2239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES 10 MADISON
Legal DescriptionLTS 40-41 BEAVER DAN DEV
Legal SubdivisionBEAVER DAN DEV
Legal Block39
Legal Lot Number40-41 41
JurisdictionROCKINGHAM NC
Township / Civil DivisionMADISON
Census Block Group1
Census Block1021
Census Tract40800

Owner

Source: Rockingham County records · APN 7915-06-39-0374-00

Assessment roll updated January 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address704 TERN LN, MADISON, NC 27025-2239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed of Trust, Mortgage · FHA Mortgage
ALCOVA MORTGAGE LLC
May 24, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 24, 2021
Deed SaleMay 24, 2021
Deed Document Number612724
Deed Book / Page1602 / 1143
Record UpdatedJun 07, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM NC
Property Address704 TERN LN, MADISON, NC 27025-2239
Transaction TypeMortgage
Record UpdatedApr 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 TERN LN, MADISON, NC 27025-2239

Mortgage

Document Number0000647611
DateDec 21, 2023
Book Page1659/2882
Instrument647611
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
AddressROANOKE, VA 24011
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCKINGHAM NC
Recording DateMay 24, 2021
Property Address704 TERN LN, MADISON, NC 27025-2239
Document Number0000612724
Book / Page1602 / 1143
Instrument DateApr 20, 2021
Instrument612724
Transaction TypeTransfer
Record UpdatedJun 09, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 TERN LN, MADISON, NC 27025-2239

Tax Assessment & Valuation

Source: Rockingham County records · Assessment roll updated January 1, 2023 · Last verified March 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRockingham County
MunicipalityMadison Town
Unified School DistrictRockingham County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,025.00$142,113 Land $11,385 Building $130,728$142,113 Land $11,385 Building $130,728

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims13 (1979–2024)
Claims Outside the SFHA3 of 13
Most Recent ClaimSep 2024 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 83 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF MADISON
serves 2,116 people
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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