704 Summer St, Hudson, WI 54016 Property Records

St. Croix County property record for 704 Summer St, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,216 sqft · built 1960
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Oct 2024)
Tax Bill	$4,553 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236-1172-00-000`

Property Details

APN / Parcel Number

Primary APN	`236-1172-00-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	150 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	704 SUMMER ST
City	HUDSON
State	WI
Zip	54016-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WEISS & VORWALD ADD L1 BLK 1
Legal Range	20W
Legal Township	29N
Legal Section	25
Legal Subdivision	WEISS & VORWALD ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2015
Census Tract	120201

Owner

704 Summer St is owned and occupied by two individuals who bought it in October 2024.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 SUMMER ST, HUDSON, WI 54016-1946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL COMMUNITY BANK
Nov 24, 2020	Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK OF BEAVER DAM
Nov 4, 2020	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN BANK OF BEAVER DAM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024 · Amount on File
Deed Sale	Oct 11, 2024 · Amount on File
Prior Sale	Nov 1, 2022 · Amount on File
Deed Document Number	20241184563
Prior Transfer Date	Sep 8, 2020
Prior Transfer Doc	0001115749
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 1, 2022
Property Address	704 SUMMER ST, HUDSON, WI 54016-1946
Document Number	0001160644
Instrument Date	Oct 13, 2022
Instrument	1160644
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	GCS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 SUMMER ST, HUDSON, WI 54016-1946

Mortgage

Document Number	0001160645
Date	Nov 1, 2022
Instrument	1160645

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Aug 25, 2021
Property Address	704 SUMMER ST, HUDSON, WI 54016-1946
Document Number	0001137667
Instrument Date	Aug 24, 2021
Instrument	1137667
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0001137669
Date	Aug 25, 2021
Instrument	1137669

Lender

Name	FIRST NATIONAL COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	704 SUMMER ST, HUDSON, WI 54016-1946
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001117293
Date	Nov 24, 2020
Instrument	1117293

Lender

Name	AMERICAN BANK OF BEAVER DAM
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 4, 2020
Property Address	704 SUMMER ST, HUDSON, WI 54016-1946
Document Number	0001115749
Instrument Date	Sep 8, 2020
Instrument	1115749
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001115750
Date	Nov 4, 2020
Instrument	1115750

Lender

Name	AMERICAN BANK OF BEAVER DAM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 704 Summer St was $4,553 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hudson City
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,553.00 Homeowner's exemption
2025	$4,553.00 Homeowner's exemption	$363,100 Land $107,400 Building $255,700	$363,100 Land $107,400 Building $255,700
2023	$3,850.00 Homeowner's exemption	$248,200 Land $65,200 Building $183,000	$248,200 Land $65,200 Building $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

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