San Diego County property record for 704 Stratford Dr, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,074 sqft · built 2004 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,335,000 (Aug 2015) |
| Tax Bill | $18,321 (2025) |
| Deeds & Mortgages | May 2022 Transfer Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 258-233-40-00 |
| Primary APN | 258-233-40-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,074 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 8,400 sqft (0.193 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 704 STRATFORD DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | BLK E LOT 10 E 1/2 TR 002141 |
| Legal Subdivision | ENCINITAS HIGHLANDS |
| Legal Tract | 002141 |
| Legal Block | E |
| Legal Lot Number | 10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 17501 |
Source: San Diego County records · APN 258-233-40-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 704 STRATFORD DR, ENCINITAS, CA 92024-4547 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 31, 2022 | Intrafamily Transfer, Transfer |
| Aug 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LUXURY MORTGAGE CORP |
| Apr 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2015 · Amount on Record |
| Deed Sale | Aug 21, 2015 · Amount on Record |
| Prior Sale | Apr 11, 2014 · Amount on Record |
| Deed Document Number | 2015443149 |
| Last Transfer Date | May 14, 2024 |
| Transfer Doc | 0000141507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 31, 2022 |
| Property Address | 704 STRATFORD DR, ENCINITAS, CA 92024-4547 |
| Document Number | 0000228858 |
| Map Reference | MAP 2141 |
| Instrument Date | Dec 07, 2021 |
| Instrument | 2022-0228858 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 704 STRATFORD DR, ENCINITAS, CA 92024-4547 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 704 STRATFORD DR, ENCINITAS, CA 92024-4547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000346463 |
|---|---|
| Date | Aug 01, 2017 |
| Instrument | 2017-0346463 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STAMFORD, CT 06901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 704 STRATFORD DR, ENCINITAS, CA 92024-4547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000201037 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 2020-0201037 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2030 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,611,454 (+2%) Land $1,231,619 Building $379,835 | |
| 2025 | $18,321.00 (+7.03%) Homeowner's exemption | $1,579,858 (+4.04%) Land $1,207,470 Building $372,388 |
| 2023 | $17,117.00 (+1.31%) Homeowner's exemption | $1,518,513 Land $1,160,584 Building $357,929 |
| 2022 | $16,896.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730175013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Spectrum.
Based on FCC filings for 360 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710021, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN DIEGUITO WD serves 40,405 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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