Patrick County property record for 704 Stella Loop, Spencer, VA 24165
| Property Type | Single Family Home |
|---|---|
| Details | built 1973 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $522 (2026) |
| Deeds & Mortgages | Aug 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5310.00.80 |
| Primary APN | 5310.00.80 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 10,759 sqft (0.247 acres) |
| Account Number | 107772 |
|---|---|
| Street Address | 704 STELLA LOOP |
| City | SPENCER |
| State | VA |
| Zip | 24165-3354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAUNDERS PENN SUB PT OF TR 2 I#25-1500 |
| Legal Subdivision | SAUNDERS PENN SUBDIVISION |
| Legal Tract | 2 |
| Legal Lot Number | 80 |
| Jurisdiction | PATRICK VA |
| Township / Civil Division | MAYO RIVER |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 30302 |
Source: Patrick County assessment roll, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 STELLA LOOP, SPENCER, VA 24165-3354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widower |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2022 |
| Transfer Doc | 0000000599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PATRICK VA |
| Property Address | 704 STELLA LOOP, SPENCER, VA 24165-3354 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0250001595 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 250001595 |
| Name | VALLEYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | MARTINSVILLE, VA 24115 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Patrick County assessment roll, as of May 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Patrick County |
| Unified School District | Patrick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $522.00 | $71,600 Land $10,000 Building $61,600 | $71,600 Land $10,000 Building $61,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Verizon.
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