704 State St, Centralia, WA 98531 Property Records

Lewis County property record for 704 State St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,332 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$90,098 (Feb 2018)
Tax Bill	$1,689 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Mortgage + 1 more
APN	`021436-000-000`

Property Details

APN / Parcel Number

Primary APN	`021436-000-000`
Alternative APNs	`2205509` `43185`

Interior

Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Terrain	Low
Garage Type	Carport
Carport	Carport
Deck Area	72 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	2205509
Street Address	704 STATE ST
City	CENTRALIA
State	WA
Zip	98531-3752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDD20
Legal Description	SECTION 16 TOWNSHIP 14N RANGE 02W N 120 E 56.34 LOT 10 I.T. ALVORD TRS NW4 NW4
Legal Range	02W
Legal Township	14N
Legal Section	16
Legal Lot Number	10
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1029
Census Tract	970700

Owner

704 State St is owned by two individuals who bought it in February 2018.

Source: Lewis County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	712 STATE ST, CENTRALIA, WA 98531-3752
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 8, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2018 · Amount on File
Deed Sale	Feb 8, 2018 · Amount on File
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	704 STATE ST, CENTRALIA, WA 98531-3752
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003560055
Date	Sep 10, 2021
Instrument	3560055

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	704 STATE ST, CENTRALIA, WA 98531-3752
Document Number	0003514477
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	704 STATE ST CENTRALIA WA 985313752, CENTRALIA, WA 98531-3752

Mortgage

Document Number	0003514477
Date	Dec 5, 2019
Instrument	3514477

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Feb 8, 2018
Property Address	704 STATE ST, CENTRALIA, WA 98531-3752
Document Number	0003479239
Instrument Date	Feb 5, 2018
Instrument	3479239
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	TITLE GUARANTY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,446.56
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 STATE ST, CENTRALIA, WA 98531-3752

Mortgage

Document Number	0003479240
Date	Feb 8, 2018
Instrument	3479240

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$229,500 (-) Land $40,000 Building $189,500	$229,500 (-) Land $40,000 Building $189,500
2024	$1,689.00 (-20.7%)	$229,500 Land $40,000 Building $189,500	$229,500 Land $40,000 Building $189,500
2023	$2,130.00
2022		$236,600 Land $40,000 Building $196,600	$236,600 Land $40,000 Building $196,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 704 State St; there have been 95 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	95 (1986–2022)
Claims Outside the SFHA	9 of 95
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 39 claims High Winds, Severe Storms And Flooding, Feb 1996 · 20 claims Severe Storms & Flooding, Nov 1990 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve, Verizon.

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