704 State St, Bellevue, IA 52031 Property Records

Jackson County property record for 704 State St, Bellevue, IA 52031

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,404 sqft · built 1923
Lot Size	0.334 acres (14,553 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,680 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`720818307001000`

Property Details

APN / Parcel Number

Primary APN	`720818307001000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
1st Floor Area	702 sqft
Basement Area	702 sqft
Unfinished Basement	702 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Wood Siding
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,553 sqft (0.334 acres)
Lot Dimensions	147 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	704 STATE ST
City	BELLEVUE
State	IA
Zip	52031-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W99' OF N147' E1/2 LOT 488
Legal Range	05E
Legal Township	86N
Legal Section	18
Legal Subdivision	BELLEVUE ORIGINAL TOWN
Legal Lot Number	488
Jurisdiction	JACKSON IA
Township / Civil Division	BELLEVUE
Census Block Group	2
Census Block	2027
Census Tract	950400

Owner

704 State St is owned and occupied by two individuals.

Source: Jackson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 STATE ST, BELLEVUE, IA 52031-1935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	704 STATE ST, BELLEVUE, IA 52031-1935
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 STATE ST, BELLEVUE, IA 52031-1935

Mortgage

Document Number	0000233534
Date	Dec 20, 2023
Instrument	23-3534

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	BELLEVUE, IA 52031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 704 State St was $1,680 with a homeowner's exemption.

Source: Jackson County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bellevue City
County	Jackson County
Unified School District	Bellevue Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,680.00	$122,900 (-) Land $23,600 Building $99,300	$122,900 (-) Land $23,600 Building $99,300
2025	$1,680.00 (-2.1%) Homeowner's exemption	$122,900 Land $23,600 Building $99,300	$122,900 Land $23,600 Building $99,300
2024	$1,716.00
2023		$116,500 Land $23,600 Building $92,900	$116,500 Land $23,600 Building $92,900
2022	$1,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 State St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVUE MUNICIPAL UTILITIES serves 2,363 people · EPA ID IA4910000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
City of Bellevue Fiber	1,000 / 1,000
La Motte Telephone Company Fixed Wireless · Fiber in parts of the area	500 / 500
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20