704 Spotters Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 704 Spotters Ct, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,910 sqft · built 1994
Lot Size	0.175 acres (7,614 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Aug 2017)
Tax Bill	$5,381 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-057656`

Property Details

APN / Parcel Number

Primary APN	`08-057656`
Alternative APNs	`8057656` `057656`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,910 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,614 sqft (0.175 acres)
Porch	Slab
Porch Area	180 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	057656
Street Address	704 SPOTTERS CT
City	HAMPSTEAD
State	MD
Zip	21074-3168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 476- 0.1748 AC 704 SPOTTERS CT 37-112/1 ROBERTS FIELD SC 2 PL D
Legal Subdivision	ROBERTS FIELD SEC 02
Legal Lot Number	476
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4017
Census Tract	508103

Owner

704 Spotters Ct is owned and occupied by two individuals who bought it in August 2017.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 SPOTTERS CT, HAMPSTEAD, MD 21074-3168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 6, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 13, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Aug 16, 2017	Deed, Transfer · FHA Mortgage RESOLUTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2017 · Amount on File
Deed Sale	Aug 16, 2017 · Amount on File
Prior Sale	Jul 15, 1994 · Amount on File
Deed Document Number	20178777-0294
Deed Book / Page	8777 / 294
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Jun 22, 2026
Property Address	704 SPOTTERS CT, HAMPSTEAD, MD 21074-3168
Document Number	1179000465
Book / Page	11796 / 465
Instrument Date	Jun 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 SPOTTERS CT, HAMPSTEAD, MD 21074-3168

Mortgage

Document Number	1179000465,
Date	Jun 22, 2026
Book Page	11796/465

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	704 SPOTTERS CT, HAMPSTEAD, MD 21074-3168
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103560110
Date	Jul 6, 2021
Book Page	10356/110

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	704 SPOTTERS CT, HAMPSTEAD, MD 21074-3168
Document Number	0099130261
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	704 SPOTTERS CT HAMPSTEAD MD 210743168, HAMPSTEAD, MD 21074-3168

Mortgage

Document Number	0099130261
Date	Oct 22, 2020
Book Page	009913/000261

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 16, 2017
Property Address	704 SPOTTERS CT, HAMPSTEAD, MD 21074-3168
Document Number	0087770294
Book / Page	8777 / 0294
Map Reference	MB LWS37 FO112
Instrument Date	Jun 7, 2017
Instrument	8777-0294
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 SPOTTERS CT, HAMPSTEAD, MD 21074-3168

Mortgage

Document Number	87770300
Date	Aug 16, 2017
Instrument	8777-0300

Lender

Name	RESOLUTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 704 Spotters Ct was $5,381, up 7.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,381.00 (+7.84%)	$397,200 (+7.93%)	$455,600 (+23.8%) Land $120,100 Building $335,500
2025	$4,990.00	$368,000 Land $100,000 Building $268,000	$368,000 Land $100,000 Building $268,000
2023	$4,432.00	$328,333	$368,000 Land $100,000 Building $268,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Spotters Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Spotters Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

Nearby Properties on Spotters Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures