704 South St, Centralia, MO 65240 Property Records

Boone County property record for 704 South St, Centralia, MO 65240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,323 sqft · built 1980
Lot Size	0.244 acres (10,635 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Nov 2017)
Tax Bill	$1,274 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-508-00-01-002-00`

Property Details

APN / Parcel Number

Primary APN	`04-508-00-01-002-00`
Alternative APN	`04-508-00-01-002.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	10,635 sqft (0.244 acres)
Lot Dimensions	141 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	704 SOUTH ST
City	CENTRALIA
State	MO
Zip	65240-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ROLLINS ADD BLK 3 LOT 1, W 1/2 LOT 2
Legal Range	11W
Legal Township	51N
Legal Section	15
Legal Subdivision	ROLLINS ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	BOONE MO
Township / Civil Division	CENTRALIA
Census Block Group	4
Census Block	4003
Census Tract	2000

Owner

704 South St is owned and occupied by two individuals who bought it in November 2017.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 SOUTH ST, CENTRALIA, MO 65240-1274
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Nov 2, 2017	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2017 · Amount on File
Deed Sale	Nov 2, 2017 · Amount on File
Prior Sale	Mar 31, 2014 · Amount on File
Deed Document Number	201722560
Deed Book / Page	4823 / 126
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	704 SOUTH ST, CENTRALIA, MO 65240-1274
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008447
Date	May 1, 2020
Book Page	5177/54
Instrument	2020008447

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Nov 2, 2017
Property Address	704 SOUTH ST, CENTRALIA, MO 65240-1274
Document Number	2017022560
Book / Page	4823 / 0126
Map Reference	MB58 PG294
Instrument Date	Nov 1, 2017
Instrument	2017022560
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 SOUTH ST, CENTRALIA, MO 65240-1274

Mortgage

Document Number	2017022561
Date	Nov 2, 2017
Instrument	2017022561

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 704 South St was $1,274.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Centralia City
Unified School District	Centralia R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,691 (-) Land $1,425 Building $19,266
2025	$1,274.00	$20,691 Land $1,425 Building $19,266	$108,900 Land $7,500 Building $101,400
2023	$1,101.00 (+8.15%)	$18,069 Land $1,425 Building $16,644	$95,100 Land $7,500 Building $87,600
2022	$1,018.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 704 South St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PWS serves 4,027 people · EPA ID MO3010152
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FireServe, Kingdom Networks.

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