704 Silver Lake Ct, Savoy, IL 61874 Property Records

Champaign County property record for 704 Silver Lake Ct, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,005 sqft · built 2008
Lot Size	0.263 acres (11,456 sqft)
Owner	Individual Name on File
Last Sale	$418,500 (Jul 2008)
Tax Bill	$14,178 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-481-011`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-481-011`
Alternative APN	`292601400003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,005 sqft Living Area
Gross Area	5,000 sqft
Basement Area	1,527 sqft
Finished Basement	906 sqft
Unfinished Basement	621 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	11,456 sqft (0.263 acres)
Garage Type	Attached
Garage Area	1,374 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	704 SILVER LAKE CT
City	SAVOY
State	IL
Zip	61874-7445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 132 LAKE FALLS SUB PHASE 1
Legal Range	08E
Legal Township	18N
Legal Section	01
Legal Subdivision	LAKE FALLS SUB PHASE 1
Legal Lot Number	132
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5011
Census Tract	10901

Owner

704 Silver Lake Ct is owned and occupied by an individual who acquired it in July 2019.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	704 SILVER LAKE CT, SAVOY, IL 61874-7445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKCHAMPAIGN NA
Aug 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANKCHAMPAIGN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2008 · Amount on File
Deed Sale	Jul 1, 2008 · Amount on File
Prior Sale	May 6, 2008 · Amount on File
Deed Document Number	200816799
Last Transfer Date	Jul 18, 2019
Transfer Doc	0000011609
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	704 SILVER LAKE CT, SAVOY, IL 61874-7445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021193
Date	Oct 14, 2020
Instrument	2020R21193

Lender

Name	BANKCHAMPAIGN NA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	704 SILVER LAKE CT, SAVOY, IL 61874-7445
Document Number	0000014386
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	704 SILVER LAKE CT SAVOY IL 618747445, SAVOY, IL 61874-7445

Mortgage

Document Number	0000014386
Date	Aug 16, 2018
Instrument	14386

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,550 Land $35,620 Building $176,930	$637,650 Land $106,860 Building $530,790
2024	$14,178.00
2022	$12,829.00 Homeowner's exemption Senior Citizen's exemption	$169,670 Land $28,430 Building $141,240	$509,010 Land $85,290 Building $423,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 704 Silver Lake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Silver Lake Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Pavlov Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

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