704 Shaker Dr, Richmond, KY 40475 Property Records

Madison County property record for 704 Shaker Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on Record
Last Sale	$425,996 (Oct 2022)
Tax Bill	$4,017 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`0068-002H-0154`

Property Details

APN / Parcel Number

Primary APN	`0068-002H-0154`
Alternative APNs	`106557` `116873` `46251`

Location & Zoning

Account Number	46251
Street Address	704 SHAKER DR
City	RICHMOND
State	KY
Zip	40475-7641
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 154 PH 6
Legal Phase	6
Legal Lot Number	154
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	704 SHAKER DR, RICHMOND, KY 40475-7641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Oct 14, 2022	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	2014115857
Deed Book / Page	D830 / 310
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	704 SHAKER DR, RICHMOND, KY 40475-7641
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14565 HIGHWAY 15 S, LOST CREEK, KY 41348-9083

Mortgage

Document Number	0M2204/761
Date	Nov 30, 2022
Book Page	M2204/761
Instrument	2014121544

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 7, 2052

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 14, 2022
Property Address	704 SHAKER DR, RICHMOND, KY 40475-7641
Document Number	00D830/310
Book / Page	D830 / 310
Map Reference	CAB 29 SL 306
Instrument Date	Oct 13, 2022
Instrument	2014115857
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$426.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2250 THUNDERSTICK DR STE 1206, 1206, LEXINGTON, KY 40505-9011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 SHAKER DR, RICHMOND, KY 40475-7641

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,017.00 (-2.78%) Additional exemption filed	$425,996 (-)	$425,996 (-)
2023	$4,132.00 (+962.21%)	$425,996 (+964.99%)	$425,996 (+964.99%)
2022	$389.00	$40,000	$40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

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