704 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 704 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.166 acres (7,231 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Sep 2013)
Tax Bill	$6,075 (2024)
Deeds & Mortgages	Jan 2025 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-105-105`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-105-105`

Exterior

Lot Area	7,231 sqft (0.166 acres)

Location & Zoning

Street Address	704 SEDGEGRASS DR
City	CHAMPAIGN
State	IL
Zip	61822-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 231A SAWGRASS SUB PHASE 2
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	SAWGRASS SUB PHASE 2
Legal Lot Number	231A
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3008
Census Tract	902

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	704 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2013 · Amount on Record
Deed Sale	Sep 11, 2013 · Amount on Record
Prior Sale	Jun 23, 2009 · Amount on Record
Deed Document Number	201322119
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	704 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2022
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2022

Mortgage

Document Number	0000001327
Date	Jan 31, 2025
Instrument	2025R01327

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 26, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	704 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002392
Date	Feb 9, 2017
Instrument	2017R02392

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,900 (+33.53%) Land $13,700 Building $71,200	$254,700 (+33.53%) Land $41,100 Building $213,600
2024	$6,075.00 (+14.75%)
2022	$5,294.00 Homeowner's exemption	$63,580 Land $10,260 Building $53,320	$190,740 Land $30,780 Building $159,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Mediacom Communications Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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