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704 Searl St, Plano, IL 60545 Property Records

Kendall County property record for 704 Searl St, Plano, IL 60545 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,427 sqft · built 2005
Lot Size0.26 acres (11,336 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Sep 2025)
Tax Bill$8,133 (2024)
Deeds & MortgagesApr 2026 Mortgage
Sep 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-24-252-023

Property Details

APN / Parcel Number

Primary APN01-24-252-023

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,427 sqft Living Area
Gross Area2,644 sqft
1st Floor Area1,427 sqft
Basement Area818 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialConcrete
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,336 sqft (0.26 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address704 SEARL ST
CityPLANO
StateIL
Zip60545-1599
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 881 LAKEWOOD SPRINGS UNIT 4 CITY OF PLANO
Legal SubdivisionLAKEWOOD SPRINGS
Legal Lot Number881
JurisdictionKENDALL IL
Township / Civil DivisionLITTLE ROCK
Census Block Group3
Census Block3041
Census Tract890501

Owner

Source: Kendall County records · APN 01-24-252-023

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address269 PORTAGE LN, YORKVILLE, IL 60560-3112
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Sep 10, 2025Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA
Dec 27, 2019Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Prior SaleFeb 20, 2020 · Amount on Record
Deed Document Number202511563
Prior Transfer DateMar 02, 2009
Prior Transfer Doc0000006436
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Recording DateApr 02, 2026
Property Address704 SEARL ST, PLANO, IL 60545-1599
Document Number0000004550
Instrument DateMar 25, 2026
Instrument20264550
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 SEARL ST, PLANO, IL 60545-1599

Mortgage

Document Number0000004550,
DateApr 02, 2026
Instrument20264550
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate6.63%
Initial TypeFixed Rate
Max Rate-1%

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateSep 10, 2025
Property Address704 SEARL ST, PLANO, IL 60545-1599
Document Number0000011563
Map ReferenceDOC 2005-00000459
Instrument DateJul 31, 2025
Instrument202500011563
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address704 SEARL ST, PLANO, IL 60545-1599

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address269-PORTAGE LN, YORKVILLE, IL 60560-3112

Mortgage

Document Number0000011564
DateSep 10, 2025
Instrument202500011564
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 01, 2055
Interest
Rate TypeFixed Rate
Rate7.25%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address704 SEARL ST, PLANO, IL 60545-1599
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019515
DateDec 12, 2017
Instrument201700019515
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 01, 2037

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address704 SEARL ST, PLANO, IL 60545-1599
Instrument DateDec 27, 2019
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3399 RAVINIA CIR AURORA IL 605043144, AURORA, IL 60504-3144

Mortgage

Document Number2569
DateFeb 20, 2020
Instrument2569
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 19, 2050

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionLittle Rock Township
MunicipalityPlano City
Unified School DistrictPlano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$104,826 (+24.71%) Land $10,918 Building $93,908$314,478 (+24.71%) Land $32,754 Building $281,724
2024$8,133.00$84,055 (+23.22%) Land $9,377 Building $74,678$252,165 (+23.22%) Land $28,131 Building $224,034
2022$68,214 Land $7,610 Building $60,604$204,642 Land $22,830 Building $181,812

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938905013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1997–2013)
Most Recent ClaimApr 2013, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 311 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable2,000 / 250
Benton Ridge Telephone CompanyFixed Wireless400 / 40

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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