704 SE 3rd St, Checotah, OK 74426 Property Records

McIntosh County property record for 704 SE 3rd St, Checotah, OK 74426

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,338 sqft · built 1978
Lot Size0.257 acres (11,199 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Jan 2024)
Tax Bill$1,502 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jul 2023 Foreclosure
Flood ZoneZone X (minimal risk)
APN460026934

Property Details

APN / Parcel Number

Primary APN460026934
Alternative APN
  • 2040-00-001-003-0-000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,338 sqft Living Area
1st Floor Area1,338 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2023
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialMetal
Lot Area11,199 sqft (0.257 acres)
Garage TypeAttached
Garage Area144 sqft
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number460026934
Street Address704 SE 3RD ST
CityCHECOTAH
StateOK
Zip74426-5028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 1 COX ADDITION 475/02 745/603 1176/227 1190/21
Legal Range17E
Legal Township11N
Legal Section4
Legal SubdivisionCOX
Legal Block1
Legal Lot Number3
JurisdictionMCINTOSH OK
Township / Civil DivisionCHECOTAH
Census Block Group3
Census Block3036
Census Tract779700

Owner

Source: McIntosh County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address704 SE 3RD ST, CHECOTAH, OK 74426-5028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2024Warranty Deed, Transfer · FHA Mortgage
FLAT BRANCH HOME LOANS INC
Jul 21, 2023Sheriff's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2024 · Amount on Record
Deed SaleJan 24, 2024 · Amount on Record
Prior SaleJun 8, 2006 · Amount on Record
Deed Document Number2024309
Deed Book / Page1190 / 21
Record UpdatedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCINTOSH OK
Recording DateJan 24, 2024
Property Address704 SE 3RD ST, CHECOTAH, OK 74426-5028
Document Number0001190/21
Book / Page1190 / 21
Instrument DateJan 19, 2024
InstrumentI-2024-000309
Transaction TypeTransfer
Record UpdatedFeb 6, 2024
Title CompanyTITAN TITLE & CLOSING LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address704 SE 3RD ST, CHECOTAH, OK 74426-5028

Mortgage

Document NumberI2024000310
DateJan 24, 2024
InstrumentI-2024-000310
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Mortgage

Document Number0001190/36
DateJan 24, 2024
Book Page1190/36
InstrumentI-2024-000311
Lender
NameOKLAHOMA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressOKLAHOMA CITY, OK 73116
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

July 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionMCINTOSH OK
Recording DateJul 21, 2023
Property Address704 SE 3RD ST, CHECOTAH, OK 74426-5028
Document Number001176/227
Book / Page1176 / 227
Instrument DateMay 26, 2023
InstrumentI-2023-003244
Transaction TypeForeclosure
Record UpdatedAug 8, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyJudgment Amount
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1, COUNCIL HILL, OK 74428-0001

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyMcIntosh County
MunicipalityChecotah City
Unified School DistrictChecotah Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,502.00$16,991 (+6.39%) Land $550 Building $16,441$154,464 (+6.4%) Land $5,000 Building $149,464
2024$1,502.00 (+191.65%)$15,970 (+126.3%) Land $550 Building $15,420$145,179 (+72.74%) Land $5,000 Building $140,179
2023$515.00 (+2.18%) Homeowner's exemption$7,057 (+2.99%) Land $330 Building $6,727$84,047 (+34.93%) Land $3,000 Building $81,047
2022$504.00 Homeowner's exemption$6,852 Land $330 Building $6,522$62,290 Land $3,000 Building $59,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · lower than 71% of Oklahoma
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Cross Wireless
Fiber
1,000 / 500
Vyve Broadband
Cable
1,000 / 50

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