704 Scott St, Algonquin, IL 60102 Property Records

McHenry County property record for 704 Scott St, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,726 sqft · built 1974
Lot Size0.263 acres (11,475 sqft)
OwnerIndividual Name on Record
Last Sale$247,000 (Mar 2021)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-34-380-013

Property Details

APN / Parcel Number

Primary APN19-34-380-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,726 sqft
Gross Area2,932 sqft
1st Floor Area1,726 sqft

Exterior

Year BuiltBuilt 1974
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area11,475 sqft (0.263 acres)
Lot Dimensions135 ft deep x 85 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address704 SCOTT ST
CityALGONQUIN
StateIL
Zip60102-2989
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0012804 LT 16 RATTRAYS VILLAGE GREEN MEMO: DAILY FIELDER, ELVA K/ FIELDER, DONALD L
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionRATTRAYS VILLAGE GREEN
Legal Block380
Legal Lot Number16
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2009
Census Tract871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address704 SCOTT ST, ALGONQUIN, IL 60102-2989
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2021 · Amount on Record
Deed SaleMar 9, 2021 · Amount on Record
Prior SaleMar 3, 2008
Deed Document Number0000012804
Record UpdatedJun 7, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 9, 2021
Property Address704 SCOTT ST, ALGONQUIN, IL 60102-2989
Document Number0000012804
Map ReferenceDOC 543067
Instrument DateFeb 8, 2021
Instrument2021R0012804
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$247.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address704 SCOTT ST, ALGONQUIN, IL 60102-2989

Mortgage

Document Number0000012805
DateMar 9, 2021
Instrument2021R0012805
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

Mortgage

Document Number0000012806
DateMar 9, 2021
Instrument2021R0012806
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueApr 1, 2031
Interest
Rate8%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$83,222 Land $16,092 Building $67,130$249,666 Land $48,276 Building $201,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2017)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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