Okaloosa County property record for 704 Saint Rose Cv, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,004 sqft · built 1982 |
| Lot Size | 0.34 acres (14,824 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Sep 2015) |
| Tax Bill | $2,659 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-3992-2 |
| Primary APN | C56-000-596-3992-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,004 sqft Living Area |
| Gross Area | 2,799 sqft |
| 1st Floor Area | 2,004 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 14,824 sqft (0.34 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 532 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 704 SAINT ROSE CV |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARIBBEAN EAST UNIT 2 LOT 19 BLK H |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 23 |
| Legal Subdivision | CARIBBEAN EAST |
| Legal Block | H |
| Legal Lot Number | 19 |
| Legal Unit | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 21001 |
704 Saint Rose Cv is owned and occupied by two individuals who bought it in September 2015.
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 SAINT ROSE CV, NICEVILLE, FL 32578-4034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2023 | Deed of Trust, Mortgage · Line of Credit INTELLILOAN INC |
| Aug 11, 2020 | Deed of Trust, Mortgage · VA Mortgage FIDELITY BANK |
| Dec 17, 2016 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2015 · Amount on File |
| Deed Sale | Sep 15, 2015 · Amount on File |
| Deed Document Number | 20153021710 |
| Deed Book / Page | 3216 / 2232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 704 SAINT ROSE CV, NICEVILLE, FL 32578-4034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 704 SAINT ROSE CV, NICEVILLE, FL 32578-4034 |
| Document Number | 0036594352 |
|---|---|
| Date | Jan 26, 2023 |
| Book Page | 3659/4352 |
| Instrument | 3603041 |
| Name | INTELLILOAN INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92799 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 704 SAINT ROSE CV, NICEVILLE, FL 32578-4034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0034822309 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 3482/2309 |
| Instrument | 3380810 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | MANDEVILLE, LA 70471 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 704 SAINT ROSE CV, NICEVILLE, FL 32578-4034 |
| Document Number | 0032820646 |
| Book / Page | 003282 / 000646 |
| Instrument Date | Dec 17, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 704 SAINT ROSE CV NICEVILLE FL 325784034, NICEVILLE, FL 32578-4034 |
| Document Number | 0032820646 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 003282/000646 |
| Instrument | 3110087 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2047 |
The 2025 property tax bill for 704 Saint Rose Cv was $2,659 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,659.00 Homeowner's exemption Veteran's exemption | $262,266 | $342,678 Land $95,476 Building $247,202 |
| 2023 | $2,513.00 (+2.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $247,451 (+3%) | $343,331 (+5.54%) Land $88,263 Building $255,068 |
| 2022 | $2,445.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $240,244 | $325,316 Land $84,060 Building $241,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 Saint Rose Cv in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 125 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 units insured incl. 8 condo units |
| Nearby Flood Claims | 25 (1985–2020) |
| Claims Outside the SFHA | 23 of 25 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Saint Rose Cv is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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