704 Saint James Dr, Laredo, TX 78041 Property Records

Webb County property record for 704 Saint James Dr, Laredo, TX 78041

Property Summary

Property TypeSingle Family Home
Details2,151 sqft · built 1989
Lot Size0.344 acres (15,002 sqft)
OwnerCompany Name on File
Last Sale$225,000 (Oct 2016)
Tax Bill$1,842 (2024)
Deeds & MortgagesApr 2026 Line of Credit
Aug 2020 Second Mortgage
Flood ZoneZone X (minimal risk)
APN945-00961-020

Property Details

APN / Parcel Number

Primary APN945-00961-020
Alternative APN
  • 222044

Interior

Stories1 Story
Building Area2,151 sqft Living Area
Gross Area2,703 sqft
1st Floor Area2,151 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area15,002 sqft (0.344 acres)
Lot Dimensions141 ft deep x 106 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area435 sqft
Pool House500 sqft
PorchOpen Porch
Porch Area359 sqft

Location & Zoning

Street Address704 SAINT JAMES DR
CityLAREDO
StateTX
Zip78041-6074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionREPLAT LOT 2 BLK 96 DEL MAR 5-C
Legal SubdivisionDEL MAR SEC 5-C
Legal Block96
Legal Lot Number2
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group4
Census Block4000
Census Tract1709

Owner

Source: Webb County records · APN 945-00961-020

Assessment roll updated October 20, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address704 SAINT JAMES DR, LAREDO, TX 78041-6074
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2026Deed of Trust, Mortgage · Line of Credit
AMPLIFY CREDIT UNION
Aug 04, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMPLIFY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2016 · Amount on Record
Deed SaleOct 17, 2016 · Amount on Record
Deed Document Number20161278719
Deed Book / Page4127 / 640
Prior Transfer DateOct 14, 2016
Prior Transfer Doc004127/640
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Recording DateApr 07, 2026
Property Address704 SAINT JAMES DR, LAREDO, TX 78041-6074
Document Number0001584020
Book / Page6014 / 382
Instrument DateMar 31, 2026
Instrument20261584020
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 SAINT JAMES DR, LAREDO, TX 78041-6074

Mortgage

Document Number0001584020,
DateApr 07, 2026
Book Page6014/382
Instrument20261584020
Lender
NameAMPLIFY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 01, 2046
Interest
Rate6%
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address704 SAINT JAMES DR, LAREDO, TX 78041-6074
Transaction TypeMortgage
Record UpdatedMar 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004834/348
DateAug 04, 2020
Book Page4834/348
Instrument1399921
Lender
NameAMPLIFY CU
TypeCredit Union
AddressAUSTIN, TX 78727
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueAug 01, 2030

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$365,000 (+7.35%) Land $181,374 Building $183,626$365,000 (+7.35%) Land $181,374 Building $183,626
2024$1,842.00 (-9.39%)
2023$340,000 Land $166,822 Building $173,178$340,000 Land $166,822 Building $173,178
2022$2,033.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, Smartcom Telephone.

Based on FCC filings for 541 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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