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704 Saddle Dr, Helena, MT 59601 Property Records

Lewis And Clark County property record for 704 Saddle Dr, Helena, MT 59601

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 1,152 sqft · built 1980
Lot Size0.065 acres (2,831 sqft)
OwnerIndividual Name on File
Last Sale$267,760 (Dec 2021)
Tax Bill$1,962 (2026)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone D (undetermined)
APNR0523383

Property Details

APN / Parcel Number

Primary APNR0523383
Alternative APNs
  • 05-1888-33-3-28-25-5000
  • 0000021070

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area568 sqft
2nd Floor Area584 sqft
Basement Area576 sqft
Finished Basement576 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,831 sqft (0.065 acres)
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
Deck Area186 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000021070
Street Address704 SADDLE DR
CityHELENA
StateMT
Zip59601-5637
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionBULL RUN ACRES NO 2, S33, T10 N, R03 W, BLOCK 14, LOT C, COS #328216
Legal Range03W
Legal Township10N
Legal Section33
Legal SubdivisionBULL RUN ACRES NO 2
Legal Block14
Legal Lot NumberC
JurisdictionLEWIS AND CLARK MT
Township / Civil DivisionHELENA
Census Block Group3
Census Block3010
Census Tract1102

Owner

704 Saddle Dr, a townhouse, is owned and occupied by an individual who bought it in December 2021.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of RecordIndividual Name on File
Mailing Address704 SADDLE DR, HELENA, MT 59601-5637
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2021 · Amount on File
Deed SaleDec 30, 2021 · Amount on File
Prior SaleMay 1, 2012 · Amount on File
Deed Document Number20213392251
Deed Book / Page60 / 4767
Prior Transfer DateDec 2, 2019
Prior Transfer Doc0003347117
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEWIS AND CLARK MT
Recording DateDec 30, 2021
Property Address704 SADDLE DR, HELENA, MT 59601-5637
Document Number00M60/4767
Book / PageM60 / 4767
Instrument DateDec 30, 2021
Instrument3392251
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title CompanyFIRST MONTANA LAND TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0003392252
DateDec 30, 2021
Instrument3392252
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Mortgage

Document Number00M60/4769
DateDec 30, 2021
Book PageM60/4769
Instrument3392253
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
AddressHELENA, MT 59601
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 704 Saddle Dr was $1,962.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLewis And Clark County
MunicipalityHelena City
Elementary School DistrictHelena Elementary School District (PK - 08)
Secondary School DistrictHelena High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,962.00$331,800
2025$331,800 Land $163,682 Building $168,118
2023$2,949.00$270,600$270,600 Land $97,637 Building $172,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Saddle Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Saddle Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELENA WATER SYSTEM
serves 32,091 people · EPA ID MT0000241
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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