704 S Pointe Ct SW, Rochester, MN 55902 Property Records

Olmsted County property record for 704 S Pointe Ct SW, Rochester, MN 55902

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,628 sqft · built 2004
Lot Size	0.393 acres (17,119 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Feb 2021)
Tax Bill	$7,156 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54.02.22.079684`

Property Details

APN / Parcel Number

Primary APN	`54.02.22.079684`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,628 sqft
Basement Area	1,628 sqft
Finished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,119 sqft (0.393 acres)
Garage Type	Mixed
Garage Area	1,668 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	238 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	704 S POINTE CT SW
City	ROCHESTER
State	MN
Zip	55902-2566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-02 TWP-105 RANGE-014 SOUTH POINTE 8TH LOT-006 BLOCK-001 LOT 6 BLK 1 AND THAT PT LOT 5 WHICH LIES SWLY OF A LINE DES AS F
Legal Range	14
Legal Township	105
Legal Section	02
Legal Subdivision	SOUTH POINTE 8TH
Legal Block	1
Legal Lot Number	6
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	4
Census Block	4010
Census Tract	2200

Owner

704 S Pointe Ct SW is owned and occupied by two individuals who bought it in February 2021.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 S POINTE CT SW, ROCHESTER, MN 55902-2566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage THINK FCU
May 3, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAYO EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Prior Sale	Feb 19, 2021 · Amount on File
Deed Document Number	20211527228
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Feb 23, 2021
Property Address	704 S POINTE CT SW, ROCHESTER, MN 55902-2566
Document Number	A1527228
Instrument Date	Feb 19, 2021
Instrument	A-1527228
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	HANSEN TITLE AND LEGAL SERVICES, HANSEN TITLE & LEGAL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	704 S POINTE CT SW, ROCHESTER, MN 55902-2566

Mortgage

Document Number	A1527229
Date	Feb 23, 2021
Instrument	A-1527229

Lender

Name	THINK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	704 S POINTE CT SW, ROCHESTER, MN 55902-2566
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	ROCHESTER TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1471389
Date	May 3, 2019
Instrument	A-1471389

Lender

Name	MAYO EMPLOYEES CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Apr 28, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 704 S Pointe Ct SW was $7,156 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,156.00 Homeowner's exemption
2025		$510,700 Land $54,900 Building $455,800	$511,300 Land $55,000 Building $456,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 S Pointe Ct SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 S Pointe Ct SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Minnesota WiFi, Verizon.

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