704 S Lindsay St, Gainesville, TX 76240 Property Records

Cooke County property record for 704 S Lindsay St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,526 sqft · built 1932
Lot Size0.482 acres (21,000 sqft)
OwnerIndividual Name on Record
Tax Bill$3,067 (2026)
Flood ZoneZone AE (high risk)
APN2460-039-00002

Property Details

APN / Parcel Number

Primary APN2460-039-00002
Alternative APN
  • 8981

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,526 sqft Living Area
Gross Area2,363 sqft
1st Floor Area1,526 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area21,000 sqft (0.482 acres)
Garage TypeDetached
Garage Area330 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area128 sqft
Storage Building330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2460-039-00002
Street Address704 S LINDSAY ST
CityGAINESVILLE
StateTX
Zip76240-5339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLINDSAY ADDN; BLOCK 39; LOT 2
Legal SubdivisionLINDSAY ADDN
Legal Block39
Legal Lot Number2
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group6
Census Block6001
Census Tract1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address704 S LINDSAY ST, GAINESVILLE, TX 76240-5339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,067.00 (+361.2%) Homeowner's exemption Senior Citizen's exemption$146,600 (+1%)$175,991 (-) Land $37,548 Building $138,443
2025$665.00 (+0.76%) Homeowner's exemption Senior Citizen's exemption$133,273 (+21%) Land $37,548 Building $138,443$175,991 (+22.37%) Land $37,548 Building $138,443
2024$660.00 (-27.63%)
2023$110,143 Land $31,290 Building $112,531$143,821 Land $31,290 Building $112,531
2022$912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims70 (1981–2020)
Claims Outside the SFHA28 of 70
Most Recent ClaimJan 2020 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 18 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Element8, Nextlink, Verizon.

Nearby Properties on S Lindsay St

Nearby Streets

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