704 S Central Ave, Lodi, CA 95240 Property Records

San Joaquin County property record for 704 S Central Ave, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1939
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2023)
Tax Bill	$2,656 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`047-321-020-000`

Property Details

APN / Parcel Number

Primary APN	`047-321-020-000`
Alternative APN	`047-321-02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,150 sqft (0.164 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	047-321-02
Street Address	704 S CENTRAL AVE
City	LODI
State	CA
Zip	95240-4828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LODI BARNHART TR MAP 3 PG 48 PART OF LOT 29
Legal Subdivision	LODI BARNHART TR
Legal Block	2
Legal Lot Number	29
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2013
Census Tract	4404

Owner

704 S Central Ave is owned and occupied by an individual who bought it in May 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	704 S CENTRAL AVE, LODI, CA 95240-4828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jun 7, 2022	Intrafamily Transfer, Transfer
Jun 2, 2017	Quit Claim Deed, Transfer ABL ABSTRACT CORPORATION, OLD REPUBLIC TITLE
Jun 2, 2017	Grant Deed, Transfer ABL ABSTRACT CORPORATION, OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on File
Deed Sale	May 15, 2023 · Amount on File
Prior Sale	Jun 2, 2017 · Amount on File
Deed Document Number	202337677
Prior Transfer Date	Jun 1, 2017
Prior Transfer Doc	0000062703
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 15, 2023
Property Address	704 S CENTRAL AVE, LODI, CA 95240-4828
Document Number	0000037677
Map Reference	MB 3 PG 48
Instrument Date	May 11, 2023
Instrument	2023-037677
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 S CENTRAL AVE, LODI, CA 95240-4828
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037678
Date	May 15, 2023
Instrument	2023-037678

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0000037679
Date	May 15, 2023
Instrument	2023-037679

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95825

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Jul 10, 2053

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 7, 2022
Property Address	704 S CENTRAL AVE, LODI, CA 95240-4828
Document Number	0000071489
Map Reference	MB 3 PG 48
Instrument Date	May 23, 2022
Instrument	2022-071489
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14910 GRASSLAND RD # 3, 3, LODI, CA 95240-9654

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 2, 2017
Property Address	704 S CENTRAL AVE, LODI, CA 95240-4828
Document Number	0000062703
Instrument Date	Jun 1, 2017
Instrument	62703
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ABL ABSTRACT CORPORATION, OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 2451 LODI CA 952412451, LODI, CA 95241-2451

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 2, 2017
Property Address	704 S CENTRAL AVE, LODI, CA 95240-4828
Document Number	0000062702
Instrument Date	May 31, 2017
Instrument	62702
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ABL ABSTRACT CORPORATION, OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$143.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 2451 LODI CA 952412451, LODI, CA 95241-2451

Tax Assessment & Valuation

The 2026 property tax bill for 704 S Central Ave was $2,656, down 6.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,656.00 (-6.35%)
2025	$2,836.00	$260,100 Land $130,050 Building $130,050
2023	$1,584.00 (+2.33%)	$145,012 Land $50,754 Building $94,258	$220,500
2022	$1,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 S Central Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 704 S Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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