704 S Cedar St, Yuma, CO 80759 Property Records

Yuma County property record for 704 S Cedar St, Yuma, CO 80759

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,564 sqft · built 1922
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Apr 2019)
Tax Bill$1,094 (2026)
Deeds & MortgagesAug 2023 Mortgage
Aug 2021 Mortgage
+ 1 more
APNY003528

Property Details

APN / Parcel Number

Primary APNY003528

Interior

Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,564 sqft Living Area
Basement Area884 sqft
Finished Basement884 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1983
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address704 S CEDAR ST
CityYUMA
StateCO
Zip80759-2618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionY, LORINGS BLK 6 LOT 2 SIZE: 50 X 140
Legal SubdivisionLORINGS ADDITION
Legal Block6
Legal Lot Number2
JurisdictionYUMA CO
Township / Civil DivisionYUMA
Census Block Group4
Census Block4053
Census Tract963200

Owner

704 S Cedar St is owned and occupied by an individual who bought it in April 2019.

Source: Yuma County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address704 S CEDAR ST, YUMA, CO 80759-2618
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed of Trust, Mortgage · FHA Mortgage
ADVANCE MORTGAGE & INVESTMENT CO INC
Aug 11, 2021Deed of Trust, Mortgage · FHA Mortgage
ADVANCE MORTGAGE & INVESTMENT CO INC
Apr 25, 2019Special Warranty Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2019 · Amount on File
Deed SaleApr 25, 2019 · Amount on File
Prior SaleOct 11, 2013 · Amount on File
Deed Document Number2019575618
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYUMA CO
Property Address704 S CEDAR ST, YUMA, CO 80759-2618
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 S CEDAR ST, YUMA, CO 80759-2618

Mortgage

Document Number0000587988
DateAug 28, 2023
Instrument587988
Lender
NameADVANCE MORTGAGE & INVESTMENT CO INC
TypeMortgage Company
AddressDAPHNE, AL 36527
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYUMA CO
Property Address704 S CEDAR ST, YUMA, CO 80759-2618
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000582185
DateAug 11, 2021
Instrument582185
Lender
NameADVANCE MORTGAGE & INVESTMENT CO INC
TypeMortgage Company
AddressDAPHNE, AL 36527
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

April 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionYUMA CO
Recording DateApr 25, 2019
Property Address704 S CEDAR ST, YUMA, CO 80759-2618
Document Number0000575618
Instrument DateApr 25, 2019
Instrument00575618
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 S CEDAR ST, YUMA, CO 80759-2618

Mortgage

Document Number0000575619
DateApr 25, 2019
Instrument00575619
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 704 S Cedar St was $1,094.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

TypeName
StateColorado
CountyYuma County
MunicipalityYuma City
Unified School DistrictYuma School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,094.00
2025$1,094.00$10,340
2024$165,290 (+9.43%)
2023$649.00 (-21.52%)$12,024 (+29.99%) Land $796 Building $11,228$151,050 (+29.98%) Land $10,000 Building $141,050
2022$827.00$9,250 Land $796 Building $8,454$116,210 Land $10,000 Building $106,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 704 S Cedar St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 704 S Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF YUMA
serves 4,049 people · EPA ID CO0163020
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vistabeam
Fixed Wireless
500 / 80
ElektraFi
Fixed Wireless
400 / 80
Verizon
Fixed Wireless
300 / 20
Viaero Wireless
Fixed Wireless · Fiber in parts of the area
150 / 40
Kentec Communications
Fiber
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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