Scott County property record for 704 S 8th St, Eldridge, IA 52748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,260 sqft · built 1997 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jun 2026) |
| Tax Bill | $4,310 (2025) |
| Deeds & Mortgages | Apr 2007 Mortgage Mar 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 931521123 |
| Primary APN | 931521123 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Basement Area | 1,284 sqft |
| Unfinished Basement | 1,284 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,280 sqft (0.236 acres) |
| Lot Dimensions | 95 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 142 sqft |
| Deck Area | 142 sqft |
| Patio Area | 388 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 704 S 8TH ST |
|---|---|
| City | ELDRIDGE |
| State | IA |
| Zip | 52748-1551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF COBBLER'S KNOTCH 2ND ADD LOT: 023 VILLAGE OF COBBLER'SKNOTCH 2ND ADD |
| Legal Subdivision | VILLAGE OF COBBLER'S KNOTCH 2ND ADD |
| Legal Lot Number | 23 |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | SHERIDAN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 10201 |
Source: Scott County records · APN 931521123
Assessment roll updated October 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 S 8TH ST, ELDRIDGE, IA 52748-1551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 19, 2007 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Mar 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage DUTRAC COMMUNITY CU |
| Jun 10, 2026 | Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Mar 24, 2020 | Warranty Deed, Transfer |
| May 07, 2015 | Warranty Deed, Transfer · ARM AMERICAN BANK & TRUST COMPANY NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Mar 24, 2020 · Amount on Record |
| Deed Document Number | 202612289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 704 S 8TH ST, ELDRIDGE, IA 52748-1551 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200700011210 |
|---|---|
| Date | Apr 19, 2007 |
| Instrument | 2007-00011210 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | May 01, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 704 S 8TH ST, ELDRIDGE, IA 52748-1551 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 704 S 8TH ST, ELDRIDGE, IA 52748-1551 |
| Document Number | 2025004846 |
|---|---|
| Date | Mar 19, 2025 |
| Instrument | 2025-004846 |
| Name | DUTRAC COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | 2045 HOLLIDAY DR, DUBUQUE, IA 52002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Jun 10, 2026 |
| Property Address | 704 S 8TH ST, ELDRIDGE, IA 52748-1551 |
| Document Number | 2026012289 |
| Instrument Date | May 28, 2026 |
| Instrument | 202612289 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67,791.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 704 S 8TH ST, ELDRIDGE, IA 52748-1551 |
| Document Number | 0000012290, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202612290 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Mar 24, 2020 |
| Property Address | 704 S 8TH ST, ELDRIDGE, IA 52748-1551 |
| Document Number | 202000007656 |
| Instrument Date | Mar 17, 2020 |
| Instrument | 202000007656 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $447.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 S 8TH ST, HILL CITY, MN 55748 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | May 07, 2015 |
| Property Address | 704 S 8TH ST, ELDRIDGE, IA 52748-1551 |
| Document Number | 201500010964 |
| Instrument Date | May 01, 2015 |
| Instrument | 2015-00010964 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $367.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 704 S 8TH ST, ELDRIDGE, IA 52748-1551 |
| Document Number | 201500010966 |
|---|---|
| Date | May 07, 2015 |
| Instrument | 2015-00010966 |
| Name | AMERICAN BANK & TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | DAVENPORT, IA 52807 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jun 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8% |
Source: Scott County records · Assessment roll updated October 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Scott County |
| Municipality | Eldridge City |
| Unified School District | North Scott Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,310.00 Homeowner's exemption | $382,700 (+10.48%) Land $72,000 Building $310,700 | $382,700 (+10.48%) Land $72,000 Building $310,700 |
| 2024 | $4,310.00 (-3.49%) | ||
| 2023 | $346,400 Land $51,400 Building $295,000 | $346,400 Land $51,400 Building $295,000 | |
| 2022 | $4,466.00 |
Source: FEMA National Flood Hazard Layer, Scott County (19163C), as of April 18, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191630102012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2010–2013) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LICT Fiber | 8,000 / 8,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 363 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA8230008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELDRIDGE WATER SUPPLY serves 6,726 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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