704 S 3rd St, Manchester, IA 52057 Property Records

Delaware County property record for 704 S 3rd St, Manchester, IA 52057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 870 sqft · built 1900
Lot Size	0.119 acres (5,170 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Jul 2019)
Tax Bill	$1,392 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`631321306700`

Property Details

APN / Parcel Number

Primary APN	`631321306700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	870 sqft Living Area
1st Floor Area	600 sqft
Attic	Attic
Attic Area	270 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	5,170 sqft (0.119 acres)
Lot Dimensions	94 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	704 S 3RD ST
City	MANCHESTER
State	IA
Zip	52057-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANCH S 55' W 28' LOT 861 S 55' LOT 862
Legal Subdivision	ORIGINAL TOWN - MANCHESTER
Legal Lot Number	861,862
Jurisdiction	DELAWARE IA
Township / Civil Division	DELAWARE
Census Block Group	5
Census Block	5019
Census Tract	950300

Owner

704 S 3rd St is owned and occupied by two individuals who bought it in July 2019.

Source: Delaware County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 S 3RD ST, MANCHESTER, IA 52057-2116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2017	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Jul 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Deed Document Number	20191681
Deed Book / Page	2019 / 1681
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	704 S 3RD ST, MANCHESTER, IA 52057-2116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/3015
Date	Nov 1, 2017
Book Page	2017/3015
Instrument	2017 3015

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Jul 1, 2019
Property Address	704 S 3RD ST, MANCHESTER, IA 52057-2116
Document Number	2019/1681
Book / Page	2019 / 1681
Instrument Date	Jun 28, 2019
Instrument	1681
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 S 3RD ST, MANCHESTER, IA 52057-2116

Tax Assessment & Valuation

The 2025 property tax bill for 704 S 3rd St was $1,392 with a homeowner's exemption, up 20.4% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Manchester City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,400 (-2.33%) Land $7,300 Building $85,100	$92,400 (-2.33%) Land $7,300 Building $85,100
2025	$1,392.00 (+20.42%) Homeowner's exemption	$94,600 Land $7,300 Building $87,300	$94,600 Land $7,300 Building $87,300
2024	$1,156.00
2023		$73,600 (+14.82%) Land $7,300 Building $66,300	$73,600 Land $7,300 Building $66,300
2022	$1,142.00 Homeowner's exemption	$64,100 Land $4,800 Building $59,300
2021			$64,100 Land $4,800 Building $59,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 S 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	28 (1999–2018)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2013 · 14 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER SUPPLY serves 5,077 people · EPA ID IA2839021
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	250 / 50

May also be available: T-Mobile, Windstream.

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