DeKalb County property record for 704 S 1st St, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.206 acres (8,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,000 (Oct 2021) |
| Tax Bill | $4,745 (2024) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-22-477-008 |
| Primary APN | 08-22-477-008 |
|---|
| Lot Area | 8,970 sqft (0.206 acres) |
|---|---|
| Lot Dimensions | 156 ft deep x 57.5 ft wide |
| Account Number | 0822477008 |
|---|---|
| Street Address | 704 S 1ST ST |
| City | DEKALB |
| State | IL |
| Zip | 60115-4172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 - BLK 1 - RETTIGS ADDITION |
| Legal Subdivision | RETTIGS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 1300 |
704 S 1st St is owned by two individuals who bought it in October 2021.
Source: DeKalb County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14981 TOWER RD, LEE, IL 60530-3025 |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on File |
| Deed Sale | Oct 1, 2021 · Amount on File |
| Prior Sale | Jun 3, 2005 · Amount on File |
| Deed Document Number | 202112850 |
| Prior Transfer Date | Sep 30, 2021 |
| Prior Transfer Doc | 0000012850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Oct 1, 2021 |
| Property Address | 704 S 1ST ST, DEKALB, IL 60115-4172 |
| Document Number | 0000012850 |
| Map Reference | MB B PG 128 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021012850 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14981 TOWER RD, LEE, IL 60530-3025 |
| Document Number | 0000012851 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021012851 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 704 S 1ST ST, DEKALB, IL 60115-4172 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Title Company | NATIONAL TITLE SOLUTIONS INC |
| Name | Verified Name |
|---|
| Document Number | 0000008067 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 2020008067 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | GURNEE, IL 60031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,227 Land $10,012 Building $55,215 | $195,681 Land $30,036 Building $165,645 | |
| 2024 | $4,745.00 | ||
| 2023 | $51,934 Land $7,972 Building $43,962 | $155,802 Land $23,916 Building $131,886 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 704 S 1st St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 18 (1978–2007) |
| Claims Outside the SFHA | 2 of 18 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 704 S 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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