704 Roark Rd, Franklin, KY 42134 Property Records

Simpson County property record for 704 Roark Rd, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,369 sqft · built 1976
Lot Size	5.1 acres (222,156 sqft)
Owner	Individual Name on Record
Last Sale	$345,200 (Jul 2026)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`047-00-00-069.06`

Property Details

APN / Parcel Number

Primary APN	`047-00-00-069.06`
Alternative APN	`37261`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,369 sqft Living Area
Basement Area	1,369 sqft
Unfinished Basement	1,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	222,156 sqft (5.1 acres)
Garage Type	Basement
Garage Area	594 sqft
Porch	Slab
Porch Area	88 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	704 ROARK RD
City	FRANKLIN
State	KY
Zip	42134-7179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	704 ROARK ROAD
Legal Subdivision	BRIARWOOD SUBDIVISION
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3027
Census Tract	970200

Owner

Source: Simpson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 ROARK RD, FRANKLIN, KY 42134-7179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed, Transfer · FHA Mortgage ENCOMPASS LENDING GROUP LP
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit LIBERTY FCU
Nov 21, 2025	Deed, Transfer JONATHAN WATKINS
Apr 21, 2025	Deed, Transfer
Mar 2, 2021	Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Apr 21, 2025 · Amount on Record
Deed Document Number	20261266139
Deed Book / Page	396 / 186
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Jul 10, 2026
Property Address	704 ROARK RD, FRANKLIN, KY 42134-7179
Document Number	0001266139
Book / Page	396 / 186
Instrument Date	Jul 8, 2026
Instrument	20261266139
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	EDEN PRAIRIE HOME TITLE, EDEN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$34,865.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 ROARK RD, FRANKLIN, KY 42134-7179

Mortgage

Document Number	0001266140,
Date	Jul 10, 2026
Instrument	20261266140

Lender

Name	ENCOMPASS LENDING GROUP LP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

Mortgage

Document Number	0001266141,
Date	Jul 10, 2026
Book Page	590/673
Instrument	20261266141

Lender

Name	ENCOMPASS LENDING GROUP LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Aug 1, 2036

Interest

Rate	6.53%
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	704 ROARK RD, FRANKLIN, KY 42134-7179
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 ROARK RD, FRANKLIN, KY 42134-7179

Mortgage

Document Number	00M570/372
Date	Jul 14, 2025
Book Page	M570/372
Instrument	1236533

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Nov 21, 2025
Property Address	704 ROARK RD, FRANKLIN, KY 42134-7179
Document Number	00D391/120
Book / Page	D391 / 120
Map Reference	MB 4 PG 75 SL 39
Instrument Date	Nov 21, 2025
Instrument	1257253
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1131 HICKORY DR, SUMMERTON, SC 29148-8909

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	704 ROARK RD, FRANKLIN, KY 42134-7179

Mortgage

Document Number	0001257254
Date	Nov 21, 2025
Instrument	1257254

Lender

Name	JONATHAN WATKINS
Type	Private Party

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Apr 21, 2025
Property Address	704 ROARK RD, FRANKLIN, KY 42134-7179
Document Number	00D386/751
Book / Page	D386 / 751
Map Reference	MB 4 PG 119&120
Instrument Date	Apr 18, 2025
Instrument	1233380
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$158.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	831 N MAIN ST, FRANKLIN, KY 42134-1388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 ROARK RD, FRANKLIN, KY 42134-7179

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Mar 2, 2021
Property Address	704 ROARK RD, FRANKLIN, KY 42134-7179
Document Number	0000D355/7
Book / Page	D355 / 7
Instrument Date	Feb 26, 2021
Instrument	1201225
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 ROARK RD, FRANKLIN, KY 42134-7182

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	704 ROARK RD, FRANKLIN, KY 42134-7179

Mortgage

Document Number	0001201226
Date	Mar 2, 2021
Instrument	1201226

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,667.00 (-0.83%)	$190,000 (-)	$190,000 (-)
2024	$1,681.00 (-4.92%)	$190,000 (-)	$190,000 (-)
2023	$1,768.00	$190,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2010–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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