704 Riverview Ter, #A, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 704 Riverview Ter, #A, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,760 sqft · built 2019
Lot Size	0.56 acres (24,393 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Apr 2017)
Tax Bill	$7,265 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-747-02844300`

Property Details

APN / Parcel Number

Primary APN	`02-747-02844300`
Alternative APNs	`2-747-02844300` `74702844300`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,760 sqft Living Area
1st Floor Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,393 sqft (0.56 acres)
Garage Area	289 sqft
Parking Spaces	1 Parking Space
Deck Area	460 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	74702844300
Street Address	704 RIVERVIEW TER, A
City	ANNAPOLIS
State	MD
Zip	21401-7119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.56 ACRE SOUTHAVEN
Legal Subdivision	SOUTHAVEN
Legal Block	3
Legal Lot Number	38
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3008
Census Tract	751600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 RIVERVIEW TER, A, ANNAPOLIS, MD 21401-7119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Sep 6, 2019	Quit Claim Deed, Transfer CITADEL SVCNG CORP
Apr 25, 2017	Grant Deed, Transfer · Construction Mortgage THOMAS D & JILL A LOWNDES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2017 · Amount on Record
Deed Sale	Apr 25, 2017 · Amount on Record
Prior Sale	Jun 21, 2013 · Amount on Record
Deed Document Number	201730869-239
Deed Book / Page	30869 / 239
Last Transfer Date	Aug 26, 2019
Transfer Doc	0335410007
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 27, 2026
Property Address	704 RIVERVIEW TER, A, ANNAPOLIS, MD 21401-7119
Document Number	4256000456
Book / Page	42569 / 456
Instrument Date	Jul 18, 2026
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 RIVERVIEW TER, A, ANNAPOLIS, MD 21401-7119

Mortgage

Document Number	4256000456,
Date	Jul 27, 2026
Book Page	42569/456

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2046

Interest

Rate	6.47%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	704 RIVERVIEW TER, ANNAPOLIS, MD 21401-7119
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345700408
Date	May 12, 2020
Book Page	34570/408

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 6, 2019
Property Address	704 RIVERVIEW TER, ANNAPOLIS, MD 21401-7119
Document Number	0335410007
Book / Page	033541 / 000007
Instrument Date	Aug 26, 2019
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	704A RIVERVIEW TER ANNAPOLIS MD 214017119, ANNAPOLIS, MD 21401-7119

Mortgage

Document Number	335410013
Date	Sep 6, 2019
Book Page	033541/000013

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.95%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 25, 2017
Property Address	704 RIVERVIEW TER, ANNAPOLIS, MD 21401-7119
Document Number	0308690239
Book / Page	030869 / 000239
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 MOORINGS CIR ARNOLD MD 210121162, ARNOLD, MD 21012-1162

Mortgage

Document Number	308690244
Date	Apr 25, 2017
Book Page	030869/000244

Lender

Name	THOMAS D & JILL A LOWNDES
Address	11 SEAHORSE CT, ISLE OF PALMS, SC 29451-2454
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 24, 2018

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$807,300 (+10.1%) Land $289,000 Building $518,300	$807,300 (-) Land $289,000 Building $518,300
2025	$7,265.00 (+2.47%) Homeowner's exemption	$733,267 (+25.3%)	$807,300 (+37.95%) Land $289,000 Building $518,300
2024	$7,090.00 (+10.95%)
2023	$6,390.00 Homeowner's exemption	$585,200 Land $232,000 Building $353,200	$585,200 Land $232,000 Building $353,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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