704 River Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 704 River Rd, Chatham, NJ 07928

Property Summary

Property TypeSingle Family Home
Details2,703 sqft · built 1979
Lot Size0.493 acres (21,475 sqft)
Owner2 Individual Names on Record
Last Sale$928,000 (Nov 2021)
Tax Bill$12,636 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Jul 2019 Mortgage
APN05-00039-0000-00067

Property Details

APN / Parcel Number

Primary APN05-00039-0000-00067
Alternative APNs
  • 050003900067
  • 1148

Interior

Stories1 Story
Building Area2,703 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeFrame
Lot Area21,475 sqft (0.493 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number1148
Street Address704 RIVER RD
CityCHATHAM
StateNJ
Zip07928-1138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal SubdivisionLANDS/B ALINE GENUNG SEC 01
Legal Block39
Legal Lot Number67
JurisdictionMORRIS NJ
Township / Civil DivisionCHATHAM
Census Block Group2
Census Block2003
Census Tract44000

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address704 RIVER RD, CHATHAM, NJ 07928-1138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP
Jul 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2021 · Amount on Record
Deed SaleNov 24, 2021 · Amount on Record
Prior SaleAug 6, 2003 · Amount on Record
Deed Document Number202195069
Deed Book / Page24275 / 1433
Record UpdatedOct 29, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateNov 24, 2021
Property Address704 RIVER RD, CHATHAM, NJ 07928-1138
Document Number0242751433
Book / Page24275 / 1433
Instrument DateOct 12, 2021
Instrument2021095069
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,739.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7152 SW 66TH ST, 7152, MIAMI, FL 33143-3047

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 RIVER RD, CHATHAM, NJ 07928-1138

Mortgage

Document Number2021095070
DateNov 24, 2021
Instrument2021095070
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address704 RIVER RD, CHATHAM, NJ 07928-1138
Document Number0235850549
Instrument DateJul 31, 2019
Transaction TypeMortgage
Record UpdatedAug 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address704 RIVER RD CHATHAM NJ 079281138, CHATHAM, NJ 07928-1138

Mortgage

Document Number0235850549
DateAug 6, 2019
Book Page023585/000549
Instrument41082
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 5, 2034

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionChatham Township
Unified School DistrictThe Chathams School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$635,300 (-) Land $302,900 Building $332,400$635,300 (-) Land $302,900 Building $332,400
2025$635,300 (-) Land $302,900 Building $332,400$635,300 (-) Land $302,900 Building $332,400
2024$12,636.00 (+2.22%)
2023$635,300 Land $302,900 Building $332,400$635,300 Land $302,900 Building $332,400
2022$12,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2007–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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