704 Richers Dr, Denmark, IA 52624 Property Records

Lee County property record for 704 Richers Dr, Denmark, IA 52624

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,308 sqft · built 1972
Lot Size	2.26 acres (98,678 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,804 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-05-04-32-226-0060`

Property Details

APN / Parcel Number

Primary APN	`12-05-04-32-226-0060`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Basement Area	1,308 sqft
Finished Basement	500 sqft
Unfinished Basement	1,308 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	98,678 sqft (2.26 acres)
Garage Type	Mixed
Garage Area	2,160 sqft
Parking Spaces	8 Parking Spaces
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	704 RICHERS DR
City	DENMARK
State	IA
Zip	52624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHERS SUB LOTS 12 & 20
Legal Subdivision	RICHERS SUB
Legal Lot Number	12,20
Jurisdiction	LEE IA
Township / Civil Division	DENMARK
Census Block Group	1
Census Block	1025
Census Tract	490300

Owner

704 Richers Dr is owned and occupied by two individuals.

Source: Lee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 37, DENMARK, IA 52624-0037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PILOT GROVE SAVINGS BANK
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IA
Property Address	704 RICHERS DR, DENMARK, IA 52624-7721
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/4522
Date	Nov 3, 2020
Book Page	2020/4522
Instrument	2020 4522

Lender

Name	PILOT GROVE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 20, 2025

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IA
Property Address	704 RICHERS DR, DENMARK, IA 52624-7721
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2868
Date	Jul 21, 2020
Book Page	2020/2868
Instrument	2020 2868

Lender

Name	FARMERS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 704 Richers Dr was $1,804 with a homeowner's exemption.

Source: Lee County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Lee County
Unified School District	Fort Madison Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,804.00	$140,460 (-20.79%) Land $11,030 Building $129,430	$177,320 (-) Land $11,030 Building $166,290
2025	$1,804.00 (+12.61%) Homeowner's exemption	$177,320 Land $11,030 Building $166,290	$177,320 Land $11,030 Building $166,290
2024	$1,602.00
2023		$132,700 Land $11,030 Building $121,670	$132,700 Land $11,030 Building $121,670
2022	$1,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Richers Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective July 21, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1993–2023)
Claims Outside the SFHA	8 of 9
Most Recent Claim	May 2023 · Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Richers Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REG WATER ASSN (FT MADISON) private · serves 11,840 people · EPA ID IA0400901
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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