704 Regal Rd, Apt 9C, Encinitas, CA 92024 Property Records

San Diego County property record for 704 Regal Rd, Apt 9C, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 744 sqft · built 1974
Lot Size	9.31 acres (405,646 sqft)
Owner	Individual Name on File
Last Sale	$323,000 (Aug 2005)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258-241-01-21`

Property Details

APN / Parcel Number

Primary APN	`258-241-01-21`
Alternative APN	`2582405721`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	744 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	405,646 sqft

Location & Zoning

Old Parcel Number	2582405721
Street Address	704 REGAL RD, 9C
City	ENCINITAS
State	CA
Zip	92024-4625
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R11
Legal Description	LOT 1 US C9 PER DOCS73-27181&162732&UND INT IN TR 007290
Legal Subdivision	REGAL VIEW
Legal Tract	007290
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	17502

Owner

Source: San Diego County records · APN 258-241-01-21

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	704 REGAL RD, 9C, ENCINITAS, CA 92024-4625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2005 · Amount on Record
Deed Sale	Aug 09, 2005 · Amount on Record
Prior Sale	Sep 18, 1997 · Amount on Record
Deed Document Number	2005680468
Last Transfer Date	Feb 27, 2014
Transfer Doc	0000085154
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	704 REGAL RD APT 9C, 9C, ENCINITAS, CA 92024-4625
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 REGAL RD 9C, 9C, ENCINITAS, CA 92024-4625

Mortgage

Document Number	0000003593
Date	Jan 05, 2021
Instrument	2021-0003593

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	5-Year CMT
Max Rate	8.12%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$450,199 (+2%) Land $348,454 Building $101,745
2025	$5,228.00 (+7.4%) Homeowner's exemption	$441,372 (+4.04%) Land $341,622 Building $99,750
2023	$4,868.00 (+1.48%) Homeowner's exemption	$424,235 Land $328,357 Building $95,878
2022	$4,797.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ting Fiber Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

Based on FCC filings for 360 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAN DIEGUITO WD serves 40,405 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.