704 Ray St, Sherman, TX 75090 Property Records

Grayson County property record for 704 Ray St, Sherman, TX 75090

Property Summary

Property TypeSingle Family Home
Details2,058 sqft · built 2021
Lot Size0.178 acres (7,797 sqft)
OwnerIndividual Name on Record
Tax Bill$4,322 (2024)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNS044 2721011

Property Details

APN / Parcel Number

Primary APNS044 2721011
Alternative APN
  • 437476

Interior

Building Area2,058 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2022
Lot Area7,797 sqft (0.178 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area204 sqft

Location & Zoning

Account Number437476
Street Address704 RAY ST
CitySHERMAN
StateTX
Zip75090-6418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOPLEY ADDN PHASE TWO REPLAT PT BLK 5 ALL OF 6 & 7 PT OF 8, BLOCK 1, LOT 11, DETENTION AREA, ACRES 0.179 DETENTION AREA
Legal SubdivisionCOPLEY ADDN PHASE TWO REPLAT PT BLK 5 AL
Legal Phase2
Legal Block1
Legal Lot Number11
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group7
Census Block7001
Census Tract1500

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address704 RAY ST, SHERMAN, TX 75090-6418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2022
Deed SaleJul 5, 2022
Deed Document Number2022-22654
Record UpdatedJun 8, 2026

July 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateJul 5, 2022
Property Address704 RAY ST, SHERMAN, TX 75090-6418
Document Number0000022654
Map ReferenceDOC 2021-112
Instrument DateJun 30, 2022
Instrument2022-22654
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 6, 2023
Title CompanyTRINITY LAND TITLE, TRINITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3045 LACKLAND RD, BENBROOK, TX 76116-4121

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 RAY STREET, SHERMAN, TX 75090-6418

Mortgage

Document Number0000022655
DateJul 5, 2022
Instrument2022-22655
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalitySherman City
Unified School DistrictSherman Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$355,608 (+8.11%) Land $55,750 Building $299,858$355,608 (+8.11%) Land $55,750 Building $299,858
2024$4,322.00 (-4.06%)
2023$328,937 Land $43,509 Building $285,428$328,937 Land $43,509 Building $285,428
2022$4,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHERMAN
serves 43,645 people · EPA ID TX0910006
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

May also be available: Frontier, Nextlink, Verizon.

Nearby Properties on Ray St

Nearby Streets

Search Property Records by Address or Parcel Number