Orange County property record for 704 Rainfall Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,644 sqft · built 2007 |
| Lot Size | 0.241 acres (10,491 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $326,000 (Dec 2018) |
| Tax Bill | $3,631 (2025) |
| Deeds & Mortgages | Sep 2022 Reverse Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-22-27-0734-00-300 |
| Primary APN | 34-22-27-0734-00-300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,644 sqft Living Area |
| Gross Area | 3,241 sqft |
| 1st Floor Area | 2,644 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,491 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 177 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 704 RAINFALL DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BLACK LAKE PARK PHASE 2 64/1 LOT 30 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 34 |
| Legal Subdivision | BLACK LAKE PARK PH 2 |
| Legal Phase | 2 |
| Legal Tract | 734 |
| Legal Lot Number | 30 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 17116 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 704 RAINFALL DR, WINTER GARDEN, FL 34787-5945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Dec 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on Record |
| Deed Sale | Dec 20, 2018 · Amount on Record |
| Prior Sale | Mar 24, 2010 · Amount on Record |
| Deed Document Number | 2018736925 |
| Prior Transfer Date | Dec 18, 2009 |
| Prior Transfer Doc | 0000737422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 704 RAINFALL DR, WINTER GARDEN, FL 34787-5945 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000561683 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 20220561683 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 20, 2018 |
| Property Address | 704 RAINFALL DR, WINTER GARDEN, FL 34787-5945 |
| Document Number | 0000736925 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 736925 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | TREASURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,282.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 704 RAINFALL DR WINTER GARDEN FL 347875945, WINTER GARDEN, FL 34787-5945 |
| Document Number | 736926 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 736926 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2048 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,514 (+2.7%) | $504,290 (-1.14%) Land $140,000 Building $364,290 | |
| 2025 | $3,631.00 (+5.34%) Homeowner's exemption | $263,402 (+5.99%) | $510,120 (+16.37%) Land $140,000 Building $370,120 |
| 2024 | $3,447.00 (+3.89%) | ||
| 2023 | $3,318.00 (+3.17%) Homeowner's exemption | $248,523 (+3%) | $438,373 (+13.52%) Land $112,500 Building $325,873 |
| 2022 | $3,216.00 Homeowner's exemption | $241,284 | $386,159 Land $112,500 Building $273,659 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, T-Mobile.
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