1. Home
  2. Missouri
  3. St. Charles County
  4. Saint Peters
  5. Preston Downs

704 Preston Downs, Saint Peters, MO 63376 Property Records

St. Charles County property record for 704 Preston Downs, Saint Peters, MO 63376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,009 sqft · built 2002
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Tax Bill$4,817 (2025)
Deeds & MortgagesJul 2023 Second Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT992500482

Property Details

APN / Parcel Number

Primary APNT992500482
Alternative APN
  • 2-0069-8087-00-0411.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,009 sqft Living Area
Gross Area4,633 sqft
1st Floor Area2,009 sqft
Basement Area1,973 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area651 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area83 sqft
Patio Area289 sqft

Location & Zoning

Account NumberT992500482
Street Address704 PRESTON DOWNS
CitySAINT PETERS
StateMO
Zip63376-7760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAVONDALE HGTS #4 LOT 411
Legal SubdivisionAVONDALE HGTS #4
Legal Lot Number411
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group1
Census Block1010
Census Tract311740

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address704 PRESTON DOWNS, SAINT PETERS, MO 63376-7760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST COMMUNITY CU
Mar 27, 2020Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2003
Deed SaleJan 8, 2003
Prior SaleMar 21, 2002 · Amount on Record
Deed Document Number20033718
Deed Book / Page3193 / 375
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address704 PRESTON DOWNS, SAINT PETERS, MO 63376-7760
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 PRESTON DOWNS, SAINT PETERS, MO 63376-7760

Mortgage

Document Number0000030318
DateJul 31, 2023
Instrument2023R-030318
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2033

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address704 PRESTON DOWNS, SAINT PETERS, MO 63376-7760
Document Number0072631098
Instrument DateMar 27, 2020
Transaction TypeMortgage
Record UpdatedJul 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address704 PRESTON DOWNS ST PETERS MO 633767760, ST PETERS, MO 63376-7760

Mortgage

Document Number0072631098
DateApr 6, 2020
Book Page007263/001098
Instrument209140
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term180 Months
DueApr 5, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$75,118 (-)$395,356 (-) Land $80,000 Building $315,356
2025$4,817.00$75,118 (+8.04%)$395,356 (+8.04%) Land $80,000 Building $315,356
2023$69,529
2022$365,941 Land $60,000 Building $305,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMay 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

Nearby Properties on Preston Downs

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures