Richmond City property record for 704 Pepper Ave, Richmond, VA 23226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,536 sqft · built 1954 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,000 (Aug 2026) |
| Tax Bill | $5,004 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2020 Sale & Mortgage |
| APN | W-021-0229-005 |
| Primary APN | W-021-0229-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,081 sqft |
| Upper Floors Area | 455 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,971 sqft (0.183 acres) |
| Lot Dimensions | 111 ft deep x 76 ft wide |
| Porch | Porch |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 704 PEPPER AVE |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23226-2705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 SINGLE |
| Legal Description | L5; 0076.00X0111.71 IRG0000.000 |
| Legal Subdivision | BLOCK BOUNDED BY HANOVER & PEPPER AVE |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 50500 |
704 Pepper Ave is owned and occupied by two individuals who bought it in August 2026.
Source: Richmond City records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 PEPPER AVE, RICHMOND, VA 23226-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Dec 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Prior Sale | Dec 23, 2020 · Amount on File |
| Deed Document Number | 202614542 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Aug 4, 2026 |
| Property Address | 704 PEPPER AVE, RICHMOND, VA 23226-2705 |
| Document Number | 0000014542 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202614542 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | SAGE TITLE LLC, SAGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,135.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 PEPPER AVE, RICHMOND, VA 23226-2705 |
| Document Number | 0000014543, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202614543 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Dec 23, 2020 |
| Property Address | 704 PEPPER AVE, RICHMOND, VA 23226-2705 |
| Document Number | 0000030969 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 30969 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11418 PINIFER PARK CT MIDLOTHIAN VA 231130079, MIDLOTHIAN, VA 23113-0079 |
| Document Number | 30970 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 30970 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 704 Pepper Ave was $5,004, up 8.3% from the year before.
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,004.00 (+8.31%) | $417,000 Land $131,000 Building $286,000 | $417,000 Land $131,000 Building $286,000 |
| 2025 | $4,620.00 | ||
| 2024 | $369,000 Land $122,000 Building $247,000 | ||
| 2023 | $369,000 Land $122,000 Building $247,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 704 Pepper Ave; there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Pepper Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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