Lorain County property record for 704 Osborn Ave, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,136 sqft · built 1924 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on File |
| Last Sale | $110,000 (Jul 2024) |
| Tax Bill | $2,723 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 004331-1 |
| Primary APN | 004331-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,136 sqft Living Area |
| Gross Area | 3,498 sqft |
| 1st Floor Area | 942 sqft |
| Basement Area | 942 sqft |
| Family Room | Family Room |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 62 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 127 sqft |
| Deck Area | 63 sqft |
| Patio Area | 126 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 004331-1 |
|---|---|
| Street Address | 704 OSBORN AVE |
| City | LORAIN |
| State | OH |
| Zip | 44052-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW REALTY CO 55.20 X 142 LOT # 74 |
| Legal Subdivision | LAKEVIEW REALTY CO |
| Legal Tract | 02 |
| Legal Block | 109 |
| Legal Lot Number | 74 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 22500 |
704 Osborn Ave is owned by a company that bought it in July 2024.
Source: Lorain County records, as of October 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3036 JACKSON AVE, ROSEMEAD, CA 91770-2226 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL |
| Nov 27, 2019 | Warranty Deed, Transfer CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on File |
| Deed Sale | Jul 9, 2024 · Amount on File |
| Prior Sale | Feb 5, 2010 · Amount on File |
| Deed Document Number | 202418940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 704 OSBORN AVE, LORAIN, OH 44052-1220 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000824974 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021-0824974 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 27, 2019 |
| Property Address | 704 OSBORN AVE, LORAIN, OH 44052-1220 |
| Document Number | 0000740260 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 740260 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 704 OSBORN AVE LORAIN OH 440521220, LORAIN, OH 44052-1220 |
The 2025 property tax bill for 704 Osborn Ave was $2,723.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,723.00 | $71,230 (+0.01%) Land $12,740 Building $58,490 | $203,500 (-) Land $36,390 Building $167,110 |
| 2024 | $2,723.00 (+7.97%) | $71,226 (+49.21%) Land $12,737 Building $58,489 | $203,500 (+49.2%) Land $36,390 Building $167,110 |
| 2023 | $2,522.00 (+0.88%) | $47,737 (-0.01%) Land $10,549 Building $37,188 | $136,390 Land $30,140 Building $106,250 |
| 2022 | $2,500.00 | $47,740 Land $10,550 Building $37,190 | |
| 2021 | $136,390 Land $30,140 Building $106,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 704 Osborn Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 704 Osborn Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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