704 Old Hwy Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 704 Old Hwy Rd, Erwin, TN 37650

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,557 sqft · built 1930
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Last Sale$156,000 (Sep 2021)
Tax Bill$177 (2025)
Deeds & MortgagesFeb 2026 Construction Loan
Sep 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN045-051.00

Property Details

APN / Parcel Number

Primary APN045-051.00
Alternative APNs
  • 086045 05100
  • 000009647

Interior

Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area1,557 sqft Living Area
1st Floor Area1,557 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2010
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area26,136 sqft (0.6 acres)
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address704 OLD HIGHWAY RD
CityERWIN
StateTN
Zip37650-5410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY AREA: R03
JurisdictionUNICOI TN
Township / Civil Division1
Census Block Group2
Census Block2003
Census Tract80100

Owner

704 Old Hwy Rd is owned and occupied by an individual who bought it in September 2021.

Source: Unicoi County records, as of March 11, 2026

Owner of RecordIndividual Name on File
Mailing Address704 OLD HIGHWAY RD, ERWIN, TN 37650-5410
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Construction Mortgage
UNICOI COUNTY
Sep 1, 2021Deed of Trust, Mortgage
EASTMAN CU
Sep 7, 2021Warranty Deed, Transfer · USDA Mortgage
USDA
Sep 1, 2021Correction Deed
EASTMAN CU
Jan 21, 2020Warranty Deed, Transfer
EASTMAN CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2021 · Amount on File
Deed SaleSep 7, 2021 · Amount on File
Prior SaleJan 21, 2020 · Amount on File
Deed Document Number20211968
Deed Book / Page450 / 76
Prior Transfer DateJul 16, 2021
Prior Transfer Doc0000449985
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNICOI TN
Property Address704 OLD HIGHWAY RD, ERWIN, TN 37650-5410
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 OLD HIGHWAY RD, ERWIN, TN 37650-5410

Mortgage

Document Number0000050177
DateFeb 25, 2026
Book Page501/77
Instrument26000410
Lender
NameUNICOI COUNTY
TypeGovernment Agency
AddressERWIN, TN 37650
Agreement
TypeConstruction Mortgage
AmountAmount on Record

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNICOI TN
Property Address704 OLD HIGHWAY RD, ERWIN, TN 37650-5410
Transaction TypeMortgage
Record UpdatedApr 2, 2024
Title CompanyECU TITLE AND ESCROW, ECU TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000449990
DateSep 1, 2021
Book Page449/990
Instrument21001937
Lender
NameEASTMAN CU
TypeCredit Union
Agreement
AmountAmount on Record

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNICOI TN
Recording DateSep 7, 2021
Property Address704 OLD HIGHWAY RD, ERWIN, TN 37650-5410
Document Number45076
Book / Page450 / 76
Instrument DateSep 3, 2021
Instrument21001968
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyEXPRESS TITLE AND CLOSING LLC, EXPRESS TITLE & CLOSING

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$577.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 OLD HIGHWAY RD, ERWIN, TN 37650-5410

Mortgage

Document Number21001969
DateSep 7, 2021
Instrument21001969
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term396 Months
DueSep 3, 2054

September 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionUNICOI TN
Recording DateSep 1, 2021
Property Address704 OLD HIGHWAY RD, ERWIN, TN 37650-5410
Document Number449985
Book / Page449 / 985
Instrument DateJul 16, 2021
Instrument21001936
Record UpdatedSep 13, 2021
Title CompanyECU TITLE AND ESCROW, ECU TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number449990
DateSep 1, 2021
Book Page449/990
Instrument21001937
Lender
NameEASTMAN CU
TypeCredit Union
Agreement
AmountAmount on Record

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNICOI TN
Recording DateJan 21, 2020
Property Address704 OLD HIGHWAY RD, ERWIN, TN 37650-5410
Document Number43067
Book / Page000430 / 000067
Instrument DateJan 17, 2020
Instrument132
Transaction TypeTransfer
Record UpdatedFeb 5, 2020
Title CompanyECU TITLE AND ESCROW, ECU TITLE & ESCROW

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 OLD HIGHWAY RD ERWIN TN 376505410, ERWIN, TN 37650-5410

Mortgage

Document Number43071
DateJan 21, 2020
Book Page000430/000071
Instrument133
Lender
NameEASTMAN CU
TypeCredit Union
AddressKINGSPORT, TN 37660
Agreement
AmountAmount on Record
Term360 Months
DueJan 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 704 Old Hwy Rd was $177, down 81.7% from the year before.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$177.00 (-81.68%)$6,775 Land $3,425 Building $3,350$27,100 Land $13,700 Building $13,400
2024$966.00
2023$37,000 (-3.2%) Land $3,425 Building $33,575
2022$898.00$38,225 Land $3,425 Building $34,800$27,100 Land $13,700 Building $13,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 704 Old Hwy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims19 (2001–2024)
Claims Outside the SFHA5 of 19
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Old Hwy Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 70% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERWIN UTILITIES AUTHORITY
serves 12,478 people · EPA ID TN0000231
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Erwin Fiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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