Carteret County property record for 704 Ocean Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,752 sqft · built 1974 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,494 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Jan 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6324.10.45.6429000 |
| Primary APN | 6324.10.45.6429000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,752 sqft Heated Area |
| Gross Area | 1,416 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,059 sqft (0.185 acres) |
| Lot Dimensions | 106 ft deep x 75 ft wide |
| Deck Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 66571 |
|---|---|
| Street Address | 704 OCEAN DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L2 B4 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 45 |
| Legal Lot Number | 2 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970903 |
Source: Carteret County records · APN 6324.10.45.6429000
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 206 RAVENWOOD DR, GREENVILLE, NC 27834-6737 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 30, 2026 | Intrafamily Transfer, Transfer |
| Jan 30, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2001 |
| Deed Sale | Nov 21, 2001 |
| Prior Sale | Nov 21, 2001 · Amount on Record |
| Deed Book / Page | 924 / 171 |
| Last Transfer Date | Mar 24, 2026 |
| Transfer Doc | 0001881418 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Mar 30, 2026 |
| Property Address | 704 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0018810418 |
| Book / Page | 1881 / 418 |
| Map Reference | MB 8 PG 70 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 1881418 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 206 RAVENWOOD DR, GREENVILLE, NC 27834-6737 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jan 30, 2020 |
| Property Address | 704 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0016610371 |
| Book / Page | 001661 / 000371 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 RAVENWOOD DR GREENVILLE NC 278346737, GREENVILLE, NC 27834-6737 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 704 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0016550005 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 704 OCEAN DR EMERALD ISLE NC 28594, EMERALD ISLE, NC 28594 |
| Document Number | 0016550005 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 001655/000005 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 13, 2044 |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,494.00 (+67.18%) | $927,583 (+148.42%) Land $598,813 Building $328,770 | $927,583 (+148.42%) Land $598,813 Building $328,770 |
| 2023 | $373,386 Land $257,040 Building $116,346 | $373,386 Land $257,040 Building $116,346 | |
| 2022 | $2,090.00 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 105 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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