704 Oaktree Ct, Fort Wayne, IN 46845 Property Records

Allen County property record for 704 Oaktree Ct, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,895 sqft · built 1986
Lot Size	0.658 acres (28,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,227 (Feb 2026)
Tax Bill	$9,774 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2022 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-33-301-010.000-091`

Property Details

APN / Parcel Number

Primary APN	`02-02-33-301-010.000-091`
Alternative APN	`4845230085`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,895 sqft Living Area
Gross Area	4,826 sqft
1st Floor Area	2,895 sqft
Attic	Attic
Attic Area	148 sqft
Basement Area	1,079 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	28,650 sqft (0.658 acres)
Lot Dimensions	1,910 ft deep x 1,500 ft wide
View / Lot	Traffic
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	30 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	704 OAKTREE CT
City	FORT WAYNE
State	IN
Zip	46845-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODMONT SEC V LOT 85
Legal Subdivision	WOODMONT
Legal Lot Number	85
Jurisdiction	ALLEN IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3020
Census Tract	10308

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEACHERS CU
Jul 28, 2015	Deed of Trust, Mortgage · Line of Credit SALIN BANK & TRUST CO
Feb 19, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Feb 19, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Aug 10, 2022	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jun 30, 2015	Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 24, 2010	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE CO
Aug 2, 2005	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Aug 10, 2022 · Amount on Record
Deed Document Number	20267132
Prior Transfer Date	Jun 24, 2015
Prior Transfer Doc	2015032462
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022005551
Date	Jan 27, 2022
Instrument	2022005551

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022040957
Date	Jul 26, 2022
Instrument	2022040957

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 26, 2037

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015038958
Date	Jul 28, 2015
Instrument	2015038958

Lender

Name	SALIN BANK & TRUST CO
Type	Bank
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Feb 19, 2026
Property Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042
Document Number	2026007132
Instrument Date	Feb 13, 2026
Instrument	2026007132
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042

Mortgage

Document Number	2026007133
Date	Feb 19, 2026
Instrument	2026007133

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Feb 19, 2026
Property Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042
Document Number	2026007132
Instrument Date	Feb 13, 2026
Instrument	2026007132
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042

Mortgage

Document Number	2026007133
Date	Feb 19, 2026
Instrument	2026007133

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Aug 10, 2022
Property Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042
Document Number	2022044191
Map Reference	PL 41 PG 54-57
Instrument Date	Aug 5, 2022
Instrument	2022044191
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042
Investor	Possibly a Property Investor

Mortgage

Document Number	2022044192
Date	Aug 10, 2022
Instrument	2022044192

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN IN
Recording Date	Jun 30, 2015
Property Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042
Document Number	2015032462
Map Reference	MB41 PG54-57
Instrument Date	Jun 24, 2015
Instrument	2015032462
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	CENTURION LAND TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042

Mortgage

Document Number	2015032463
Date	Jun 30, 2015
Instrument	2015032463

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2035

Interest

Type Change Date	Jul 1, 2020

March 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Mar 24, 2010
Property Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042
Document Number	2010012624
Map Reference	MB41 PG54-57
Instrument Date	Mar 4, 2010
Instrument	2010012624
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042

Mortgage

Document Number	2010012625
Date	Mar 24, 2010
Instrument	2010012625

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2040

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Aug 2, 2005
Property Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042
Document Number	0205048549
Map Reference	MB41 PG54-57
Instrument Date	Jul 29, 2005
Instrument	205048549
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	COMMONWEALTH-DREIBELBISS TIT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 OAKTREE CT, FORT WAYNE, IN 46845-1042

Mortgage

Document Number	0205048550
Date	Aug 2, 2005
Instrument	205048550

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2035

Mortgage

Document Number	0205048551
Date	Aug 2, 2005
Instrument	205048551

Lender

Name	USAA FSB
Type	Bank
Address	10750 MCDERMOTT FWY, SAN ANTONIO, TX 78288

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2025

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Perry Township
Municipality	Fort Wayne City
Unified School District	Northwest Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,774.00 (-1.14%) Homeowner's exemption	$476,100 (+7.35%) Land $43,900 Building $432,200	$476,100 (+7.35%) Land $43,900 Building $432,200
2024	$9,887.00 (+115.59%)
2023	$4,586.00 (+15.72%)	$443,500 (+16.37%) Land $43,900 Building $399,600	$443,500 (+16.37%) Land $43,900 Building $399,600
2022	$3,963.00 Homeowner's exemption	$381,100 Land $43,900 Building $337,200	$381,100 Land $43,900 Building $337,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Lakeland Internet, T-Mobile, Verizon.

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