704 N DAVIDSON ST # 1, 1, CHARLOTTE, NC 28202-3136
Mortgage
Document Number
0000126241
Date
Dec 9, 2025
Instrument
2025126241
Lender
Name
SOFI BANK NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
349 Months
Due
Jan 1, 2055
June 2020: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
MECKLENBURG NC
Recording Date
Jun 26, 2020
Property Address
704 N DAVIDSON ST, CHARLOTTE, NC 28202-3136
Document Number
0000095479
Book / Page
34735 / 954
Instrument Date
Jun 25, 2020
Instrument
2020095479
Transaction Type
Transfer
Record Updated
Jun 15, 2021
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$398.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
1308 EMORY LN NW, 1308, CONCORD, NC 28027-3512
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
704 N DAVIDSON ST, CHARLOTTE, NC 28202-3136
Mortgage
Document Number
0000095480
Date
Jun 26, 2020
Instrument
2020095480
Lender
Name
MOVEMENT MORTGAGE
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2050
Tax Assessment & Valuation
Source: Mecklenburg County assessment roll, as of September 9, 2025
Property Jurisdictions
Type
Name
State
North Carolina
County
Mecklenburg County
Municipality
Charlotte City
Unified School District
Charlotte-Mecklenburg Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$256,348Building $256,348
$256,348Building $256,348
2024
$2,127.00
2023
$256,348Building $256,348
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 704 Northeast Dr, #1 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 704 Northeast Dr, #1 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source
Surface water
Last State Inspection
Jul 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025