704 North St, Williamsburg, IA 52361 Property Records

Iowa County property record for 704 North St, Williamsburg, IA 52361

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,045 sqft · built 1966
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Dec 2025)
Tax Bill	$4,972 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9039-0049-8`

Property Details

APN / Parcel Number

Primary APN	`9039-0049-8`
Alternative APN	`90090390049700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,045 sqft Living Area
Basement Area	1,109 sqft
Finished Basement	831 sqft
Game Room	Game Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	51,836 sqft (1.19 acres)
Garage Type	Mixed
Garage Area	1,378 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Patio Area	554 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	704 NORTH ST
City	WILLIAMSBURG
State	IA
Zip	52361-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 76.8' W 231.8' & N 235' OF S 385' (EX W 60' & E 140') LOT 49 HML 3RD
Legal Subdivision	HML 3RD
Legal Block	79
Legal Lot Number	49
Jurisdiction	IOWA IA
Township / Civil Division	TROY
Census Block Group	1
Census Block	1012
Census Tract	960400

Owner

Source: Iowa County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 NORTH ST, WILLIAMSBURG, IA 52361-9523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
May 5, 2022	Deed of Trust, Mortgage · Line of Credit HILLS BANK AND TRUST CO
Aug 24, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	20252961
Deed Book / Page	2025 / 12333
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOWA IA
Property Address	704 NORTH ST, WILLIAMSBURG, IA 52361-9523
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/12350
Date	Dec 8, 2025
Book Page	2025/12350
Instrument	2025 2963

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2035

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOWA IA
Property Address	704 NORTH ST, WILLIAMSBURG, IA 52361-9523
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/12335
Date	Dec 8, 2025
Book Page	2025/12335
Instrument	2025 2962

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	11.8%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOWA IA
Property Address	704 NORTH ST, WILLIAMSBURG, IA 52361-9523
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 NORTH ST, WILLIAMSBURG, IA 52361-9523

Mortgage

Document Number	02022/5595
Date	May 5, 2022
Book Page	2022/5595
Instrument	2022 1278

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOWA IA
Recording Date	Aug 24, 2020
Property Address	704 NORTH ST, WILLIAMSBURG, IA 52361-9523
Document Number	2020/13398
Book / Page	2020 / 13398
Instrument Date	Aug 21, 2020
Instrument	2020 2823
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Tax	$63.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 N HIGHLAND ST, WILLIAMSBURG, IA 52361-9637

Tax Assessment & Valuation

Source: Iowa County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Iowa County
Municipality	Williamsburg City
Unified School District	Williamsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,972.00 (-0.08%)	$346,500 (+7.2%) Land $59,050 Building $287,450	$346,500 (+7.2%) Land $59,050 Building $287,450
2023	$4,976.00	$323,240 Land $59,050 Building $264,190	$323,240 Land $59,050 Building $264,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2009–2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSBURG PUBLIC WATER SUPPLY serves 3,345 people · EPA ID IA4884023
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2024) action level 15 ppb
Copper	1.36 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cooperative Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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