704 N Locust St, Adrian, MI 49221 Property Records

Lenawee County property record for 704 N Locust St, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,376 sqft · built 1900
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jan 2021)
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`XA0-003-7001-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-003-7001-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,376 sqft Living Area
1st Floor Area	784 sqft
Basement Area	592 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	130 ft deep x 54 ft wide
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	704 N LOCUST ST
City	ADRIAN
State	MI
Zip	49221-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	S 54 FT LOT 1 BLK 27 ORIGINAL PLAT
Legal Subdivision	ORIGINAL PLAT
Legal Block	27
Legal Lot Number	1
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	1
Census Block	1027
Census Tract	61301

Owner

704 N Locust St is owned and occupied by an individual who bought it in January 2021.

Source: Lenawee County records, as of July 31, 2026

Owner of Record	Individual Name on File
Mailing Address	704 N LOCUST ST, ADRIAN, MI 49221-2242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 18, 2018	Warranty Deed, Transfer
Jun 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Prior Sale	Jun 18, 2018 · Amount on File
Deed Book / Page	2611 / 400
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Jan 25, 2021
Property Address	704 N LOCUST ST, ADRIAN, MI 49221-2242
Document Number	0026110400
Book / Page	2611 / 400
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 W MAUMEE ST, ADRIAN, MI 49221-1917
Investor	Possibly a Property Investor

Mortgage

Document Number	2611401
Date	Jan 25, 2021
Instrument	2611/401

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Jun 18, 2018
Property Address	704 N LOCUST ST, ADRIAN, MI 49221-2242
Document Number	0025640930
Book / Page	2564 / 930
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 WHITNEY ESTATES BLVD, HILLSDALE, MI 49242-5032

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Jun 14, 2017
Property Address	704 N LOCUST ST, ADRIAN, MI 49221-2242
Document Number	0025470073
Book / Page	002547 / 000073
Instrument Date	Jun 7, 2017
Transaction Type	Transfer
Record Updated	Jul 31, 2017

Transaction

Amount	Amount on Record
Tax	$206.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 704 N Locust St was $2,645 with a homeowner's exemption, up 2.4% from the year before.

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,500 (+10.69%)	$145,000 (+10.69%)
2025	$2,645.00 (+2.4%) Homeowner's exemption	$65,500	$131,000
2024	$2,583.00
2023		$55,100 (+9.33%)	$110,200 (+9.33%)
2022		$50,400	$100,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 704 N Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 N Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
D&P Communications Fiber	4,000 / 4,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile.

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