Miami County property record for 704 N High St, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,040 sqft · built 1920 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Mar 2013) |
| Tax Bill | $2,214 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-006560 |
| Primary APN | H19-006560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Upper Floors Area | 1,020 sqft |
| Basement Area | 510 sqft |
| Unfinished Basement | 510 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 128 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 528 sqft |
| Patio Area | 720 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 704 N HIGH ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 533 58 |
| Legal Lot Number | 533 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 325000 |
704 N High St is owned and occupied by an individual who bought it in March 2013.
Source: Miami County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 N HIGH ST, COVINGTON, OH 45318-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2013 · Amount on File |
| Deed Sale | Mar 7, 2013 · Amount on File |
| Prior Sale | Sep 3, 2002 · Amount on File |
| Deed Document Number | 20132013OR-03438 |
| Deed Book / Page | 409 / 686 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 704 N High St was $2,214 with a homeowner's exemption, up 13% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,214.00 (+13.02%) Homeowner's exemption | $73,300 (+40.07%) Land $10,050 Building $63,250 | $209,400 Land $28,700 Building $180,700 |
| 2024 | $1,959.00 (+3.76%) Homeowner's exemption | $52,330 (-) Land $10,890 Building $41,440 | |
| 2023 | $1,888.00 (-3.38%) Homeowner's exemption | $52,330 (-) Land $10,890 Building $41,440 | $149,500 (-) Land $31,100 Building $118,400 |
| 2022 | $1,954.00 Homeowner's exemption | $52,330 Land $10,890 Building $41,440 | $149,500 Land $31,100 Building $118,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 704 N High St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 N High St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
5G (outdoors only) and 4G LTE
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