704 N Freeman St, Oceanside, CA 92054 Property Records

San Diego County property record for 704 N Freeman St, Oceanside, CA 92054

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 1,942 sqft · built 2022
Lot Size	0.116 acres (5,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,570,000 (Apr 2023)
Tax Bill	$18,334 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`147-058-09-00`

Property Details

APN / Parcel Number

Primary APN	`147-058-09-00`
Alternative APN	`1470440900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	3 Units
Building Area	1,942 sqft Living Area
Gross Area	1,200 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Multi-Family
Lot Area	5,038 sqft (0.116 acres)

Location & Zoning

Old Parcel Number	1470440900
Street Address	704 N FREEMAN ST
City	OCEANSIDE
State	CA
Zip	92054-2197
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RH
Legal Description	BLK 45 LOT 11 TR 000332
Legal Subdivision	MYERS & MCCOMBERS ADD
Legal Tract	000332
Legal Block	45
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1011
Census Tract	18400

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 N FREEMAN ST, OCEANSIDE, CA 92054-2197
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Grant Deed, Transfer · VA Mortgage CLEAR MORTGAGE CAPITAL INC
Jan 4, 2018	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Nov 8, 2011 · Amount on Record
Deed Document Number	202388194
Prior Transfer Date	May 26, 1995
Prior Transfer Doc	0000230762
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2023
Property Address	704 N FREEMAN ST, OCEANSIDE, CA 92054-2197
Document Number	0000088194
Map Reference	MAP 332
Instrument Date	Mar 2, 2023
Instrument	2023-0088194
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	704 N FREEMAN ST, OCEANSIDE, CA 92054-2197

Mortgage

Document Number	0000088195
Date	Apr 5, 2023
Instrument	2023-0088195

Lender

Name	CLEAR MORTGAGE CAPITAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	704 N FREEMAN ST, OCEANSIDE, CA 92054-2197
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CALIFOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004689
Date	Jan 4, 2018
Instrument	2018-0004689

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2023
Change Frequency	Monthly
Min Rate At Change	2.5%
Index	1-Month LIBOR
Max Rate	9.95%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,666,096 (+2%) Land $1,061,208 Building $604,888
2025	$18,334.00 (+134.72%)	$1,633,428 (+133.44%) Land $1,040,400 Building $593,028
2023	$7,811.00 (+60.65%)	$699,726 Land $350,105 Building $349,621
2022	$4,862.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rincon Northern tribal government · serves 7,003 people · EPA ID 090600147
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2026) action level 15 ppb
Copper	2.32 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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