Clay County property record for 704 N Clay Ave, Harvard, NE 68944
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,574 sqft · built 1965 |
| Lot Size | 0.566 acres (24,640 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,524 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3669-00-0-60010-015-6334 |
| Primary APN | 3669-00-0-60010-015-6334 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,574 sqft Living Area |
| 1st Floor Area | 2,574 sqft |
| Basement Area | 2,574 sqft |
| Finished Basement | 644 sqft |
| Unfinished Basement | 2,574 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Wood Shingle |
| Lot Area | 24,640 sqft (0.566 acres) |
| Lot Dimensions | 140 ft deep x 176 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 36 sqft |
| Deck Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 704 N CLAY AVE |
|---|---|
| City | HARVARD |
| State | NE |
| Zip | 68944-2163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOTS 9 THRU 12, BLK 15, CCLA 1ST ADD, HARVARD CITY |
| Legal Subdivision | CCLA 1ST ADD |
| Legal Block | 15 |
| Legal Lot Number | 9-12 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | HARVARD |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 962100 |
704 N Clay Ave is held in a trust since July 2008.
Source: Clay County records, as of August 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 488, HARVARD, NE 68944-0488 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2008 |
| Deed Sale | Jul 15, 2008 |
| Deed Book / Page | 124 / 104 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 704 N Clay Ave was $3,524.
Source: Clay County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| County Subdivision | Harvard Township |
| Municipality | Harvard City |
| Unified School District | Harvard Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,765 (+8.07%) Land $11,315 Building $235,450 | $246,765 (+8.07%) Land $11,315 Building $235,450 | |
| 2025 | $3,524.00 | $228,330 Land $10,320 Building $218,010 | $228,330 Land $10,320 Building $218,010 |
| 2023 | $4,563.00 | $219,295 Land $15,105 Building $204,190 | $219,295 Land $15,105 Building $204,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 N Clay Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 704 N Clay Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARVARD serves 1,000 people · EPA ID NE3103502 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.51 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Zito Media Cable | 100 / 25 |
May also be available: Nextlink.
4G LTE (outdoors only), no 5G reported
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