704 N 7th St, Temple, TX 76501 Property Records

Bell County property record for 704 N 7th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,923 sqft · built 1971
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$112,300 (Mar 2020)
Tax Bill	$5,206 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0122640000`

Property Details

APN / Parcel Number

Primary APN	`0122640000`
Alternative APNs	`106775` `872673`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,923 sqft Living Area
1st Floor Area	1,923 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	704 N 7TH ST
City	TEMPLE
State	TX
Zip	76501-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	L R TAYLOR ADDITION, BLOCK 019, LOT PT 1, (S 1/2 OF 1)
Legal Subdivision	L R TAYLOR ADDITION
Legal Block	19
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1021
Census Tract	20600

Owner

Source: Bell County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	704 N 7TH ST, TEMPLE, TX 76501-3126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 2, 2020	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Nov 30, 2007 · Amount on Record
Deed Document Number	202010276
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0000010276
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Apr 30, 2026
Property Address	704 N 7TH ST, TEMPLE, TX 76501-3126
Document Number	0000020852
Instrument Date	Apr 22, 2026
Instrument	202620852
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 N 7TH ST, TEMPLE, TX 76501-3126

Mortgage

Document Number	0000020852,
Date	Apr 30, 2026
Instrument	202620852

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	704 N 7TH ST, TEMPLE, TX 76501-3126
Transaction Type	Mortgage
Record Updated	Nov 21, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 N 7TH ST, TEMPLE, TX 76501-3126

Mortgage

Document Number	0000049718
Date	Nov 7, 2023
Instrument	2023049718

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Mar 2, 2020
Property Address	704 N 7TH ST, TEMPLE, TX 76501-3126
Document Number	0000010276
Map Reference	VOL 4114 PG 491
Instrument Date	Feb 24, 2020
Instrument	2020-00010276
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 N 7TH ST, TEMPLE, TX 76501-3126

Mortgage

Document Number	0000010277
Date	Mar 2, 2020
Instrument	2020-00010277

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,206.00 (+16.96%)	$290,979 (+2.16%)	$313,959 (+10.23%) Land $22,770 Building $291,189
2023	$4,451.00 (-7.56%) Homeowner's exemption	$284,813 Land $20,873 Building $263,940	$284,813 Land $20,873 Building $263,940
2022	$4,815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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