Sebastian County property record for 704 N 45th St, Fort Smith, AR 72903
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 980 sqft · built 1926 |
| Lot Size | 0.441 acres (19,210 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $33,000 (Aug 1999) |
| Tax Bill | $614 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10282-0006-00006-00 |
| Primary APN | 10282-0006-00006-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Basement Area | 224 sqft |
| Flooring | Carpet |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 19,210 sqft (0.441 acres) |
| Lot Dimensions | 129 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 77233 |
|---|---|
| Street Address | 704 N 45TH ST |
| City | FORT SMITH |
| State | AR |
| Zip | 72903-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5-7 BLK 6 |
| Legal Range | 32 |
| Legal Township | 08 |
| Legal Section | 14 |
| Legal Subdivision | BARTON |
| Legal Block | 6 |
| Legal Lot Number | 5-7 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 6 |
| Census Block | 6009 |
| Census Tract | 700 |
Source: Sebastian County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 704 N 45TH ST, FORT SMITH, AR 72903-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION |
| Sep 4, 2024 | Beneficiary Deed, Transfer |
| Feb 1, 2022 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 1999 · Amount on Record |
| Deed Sale | Aug 3, 1999 · Amount on Record |
| Prior Sale | Dec 13, 1991 |
| Deed Book / Page | 687 / 251 |
| Last Transfer Date | Dec 8, 2009 |
| Transfer Doc | 0007281632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Aug 25, 2026 |
| Property Address | 704 N 45TH ST, FORT SMITH, AR 72903-1212 |
| Document Number | 0000016910 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202616910 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 704 N 45TH ST, FORT SMITH, AR 72903-1212 |
| Document Number | 0000016910, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 202616910 |
| Name | UNITED FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 25, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Sep 4, 2024 |
| Property Address | 704 N 45TH ST, FORT SMITH, AR 72903-1212 |
| Document Number | 0202418138 |
| Instrument Date | Sep 4, 2024 |
| Instrument | 2024-18138 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Feb 1, 2022 |
| Property Address | 704 N 45TH ST, FORT SMITH, AR 72903-1212 |
| Document Number | 2022F02678 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022F-02678 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 704 N 45TH ST, FORT SMITH, AR 72903-1212 |
| Name | Verified Name |
|---|---|
| Address | 704 N 45TH ST, FORT SMITH, AR 72903-1212 |
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614.00 Homeowner's exemption | $22,045 (-) Land $5,760 Building $16,285 | $110,225 (-) Land $28,800 Building $81,425 |
| 2025 | $614.00 (+224.87%) | $22,045 (+45.03%) Land $5,760 Building $16,285 | $110,225 (+45.03%) Land $28,800 Building $81,425 |
| 2023 | $189.00 Homeowner's exemption | $15,200 Land $3,840 Building $11,360 | $76,000 Land $19,200 Building $56,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Right Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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