704 N 11th St, Cambridge, OH 43725 Property Records

Guernsey County property record for 704 N 11th St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 952 sqft
Lot Size	0.118 acres (5,160 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Jan 2024)
Tax Bill	$866 (2025)
Deeds & Mortgages	Jun 2008 Line of Credit Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-0006645.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006645.000`
Alternative APN	`004672-5`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Lot Area	5,160 sqft (0.118 acres)
Lot Dimensions	129 ft deep x 40 ft wide
Porch	Slab
Porch Area	24 sqft
Deck Area	244 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	004672-5
Street Address	704 N 11TH ST
City	CAMBRIDGE
State	OH
Zip	43725-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-09 2A.J. HUNT
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	A.J. HUNT
Legal Tract	2
Legal Lot Number	2
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2023
Census Tract	977500

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 N 11TH ST, CAMBRIDGE, OH 43725-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2008	Deed of Trust, Mortgage · Line of Credit CENTURY NATIONAL BANK
Jan 29, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMELI ENTERPRISES LLC
Oct 25, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Prior Sale	Apr 12, 2022 · Amount on Record
Deed Document Number	2024610
Deed Book / Page	594 / 4319
Record Updated	Sep 20, 2026

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	704 N 11TH ST, CAMBRIDGE, OH 43725-1910
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00457/2043
Date	Jun 23, 2008
Book Page	457/2043
Instrument	200800029216

Lender

Name	CENTURY NATIONAL BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2023

Interest

Rate Type	Adjustable Rate

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jan 29, 2024
Property Address	704 N 11TH ST, CAMBRIDGE, OH 43725-1910
Document Number	00594/4319
Book / Page	594 / 4319
Instrument Date	Jan 18, 2024
Instrument	202400000610
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ELITA LAND TITLE, ELITE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400000611
Date	Jan 29, 2024
Instrument	202400000611

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Apr 12, 2022
Property Address	704 N 11TH ST, CAMBRIDGE, OH 43725-1910
Document Number	00582/1253
Book / Page	582 / 1253
Instrument Date	Mar 25, 2022
Instrument	202200002100
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 ADAGIO DR, DANVILLE, CA 94526-5020
Investor	Possibly a Property Investor

Mortgage

Document Number	202200002101
Date	Apr 12, 2022
Instrument	202200002101

Lender

Name	CAMELI ENTERPRISES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Oct 25, 2006
Property Address	704 N 11TH ST, CAMBRIDGE, OH 43725-1910
Document Number	00444/0035
Book / Page	444 / 0035
Instrument Date	Oct 17, 2006
Instrument	200600016404
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 W 1ST AVE, COLUMBUS, OH 43212-3517

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$866.00 (-1.25%) Homeowner's exemption	$17,192 (-) Land $5,988 Building $11,204
2024	$877.00 (-61.99%)	$17,192 (+17.14%) Land $5,988 Building $11,204	$49,120 (+17.12%) Land $17,110 Building $32,010
2023	$2,307.00 (+75.3%)	$14,676 (-0.03%) Land $5,114 Building $9,562
2022	$1,316.00	$14,680 Land $5,120 Building $9,560	$41,940 (+0.02%) Land $14,620 Building $27,320
2021			$41,930 Land $14,610 Building $27,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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